The best metal credit cards with no annual fee are the Wells Fargo Propel American Express Credit Card, the Apple Credit Card, and the Amazon Credit Card for Prime members. None of these cards have annual fees, and all three are made of metal. Wells Fargo Propel and the Amazon Credit Card both have attractive initial bonuses, plus good ongoing rewards in popular spending categories. The Apple Credit Card is most useful for Apple purchases.
So, if you love the sound of a metal credit card tapping on a surface, but don’t want to pay a steep annual fee for it, you might be in luck. One thing to note is that all of these no annual fee metal credit cards require at least good credit for approval. If you aren’t quite at the level of good credit, consider checking your credit score and making a plan to improve your credit standing. Eventually, you may qualify for one of these no fee metal credit cards.
Metal credit cards have proven to be quite popular, so new options are regularly being introduced. You can find the latest list of metal credit cards below, based on our analysis of WalletHub’s database of 1,000+ credit card offers.
The J.P. Morgan Reserve Credit Card and the The Ritz-Carlton Credit Card reportedly tie for the distinction of heaviest credit card, weighing in at 1 ounce each. By comparison, most other metal credit cards weigh 0.5-0.7 ounces each. Plastic credit cards weigh about 0.17 ounces, or 5 grams, generally.
But it’s not the size of the credit card in the fight that matters; it’s the size of the fight in the credit card. In other words, instead of getting bogged down by your credit card’s counter appeal, focus on earning more rewards and paying less in fees. WalletHub’s free CardAdvisor tool can help you find the right card for your needs.
There is no way you can tell how much the American Express Black Card credit limit is; the terms and conditions for this card, officially named as the Centurion® Card from American Express, don’t state a minimum or starting credit limit. Like most credit cards, the Amex Black Card’s credit limit will be based on the applicant’s overall creditworthiness, annual income, potential debts and account history. But if the initiation fee ($10,000) and annual fee ($5000) are any indication, it’s unlikely a cardholder will be limited in spending power with the Amex Black Card.… read full answer
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