The best pre-approved credit cards are really just the top cards that you can see if you pre-qualify for before actually submitting an application. And you can’t check to see if you pre-qualify for one card in particular, at least not directly. Rather, a credit card company will tell you which of its cards you’re pre-approved for. If that happens to include the card you’re targeting, you’ll know your odds of being approved are extremely high, should you decide to apply. If your chosen card isn’t listed, there’s still a chance you could get approved, but it’s not a good sign.
Checking for pre-approval is definitely a good idea. It lets you gauge your chances of success before risking a hard pull on your credit. And the better your credit is, the better the credit cards you pre-qualify for will be, too. Your odds of actually getting approved when you apply will also be higher.
All pre-approval does is give you an idea of your chances for approval without impacting your credit score. That being said, the best pre-approved offer depends on what your credit standing is, and most importantly what your needs are. I like the Chase Sapphire Preferred, but that’s a personal opinion.
It really depends what you're looking for, and what your score is. Chase Sapphire Preferred is very good, because of their intro bonus.
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