The best SkyMiles credit card is the Gold Delta SkyMiles Card because it offers 60,000 bonus miles for spending $2,000 in the first 3 months and waives its $95 annual fee for the first year. It also offers a $50 statement credit for making a Delta purchase in the first 3 months. Altogether, Gold SkyMiles hass the best combination of low fees, welcome bonus miles and benefits.
On the surface, the Platinum SkyMiles card may appear to be the best SkyMiles credit card. There’s 75,000 bonus miles for spending $3,000 in the first 3 months. And Platinum offers $100 more in statement credits.
Perks such as a 20% discount on Delta in-flight purchases, priority boarding and a free checked bag on Delta flights are featured on nearly every SkyMiles credit card. Before committing to a SkyMiles card, consider whether high-end benefits such as Medallion Qualification Miles (which give perks on flights) or Delta Sky Club access are worth the cards’ high annual fees.
Here are the best SkyMiles credit cards:
Best Welcome Bonus: Gold Delta SkyMiles Card. $0 annual fee for the first year, $95 after. 30,000 miles + $50 statement credit - for spending $2,000 in the first 3 months, $50 statement credit for making a Delta purchase in the first 3 months. Bonuses worth nearly $906 in Delta airfare. Good credit required.
Best for Everyday Purchases: Blue Delta SkyMiles Card. $0 annual fee. 2 miles per $1 at restaurants and on direct Delta purchases (1 per $1 on all other purchases). Good credit required.
Best for Benefits: Platinum Delta SkyMiles Card. $195 annual fee. 35,000 miles + $100 statement credit. Round-trip companion certificate every year after card renewal. Good credit required.
Best for Lounge Access: Delta Reserve Card. $450 annual fee. Access to 225 Delta Sky Club locations worldwide ($495 value). Bring up to two guests for $29 each when flying with Delta. Good credit required.
Aside from the Blue SkyMiles card, every SkyMiles credit card has an earning rate of 2 miles per $1 on Delta purchases and 1 mile per $1 on all other purchases. All of the SkyMiles credit cards offer bonuses, too. For example, the Blue SkyMiles card gives 10,000 miles for spending $500 in the first 3 months. And the Delta Reserve card offers 40,000 miles (and 5,000 MQMs) for spending $5,000 in the first 3 months.
If you’re a Delta enthusiast who flies the airline regularly, it makes good sense from a rewards perspective to keep a SkyMiles card in your wallet. If you’re not partial to Delta, SkyMiles cards are probably not your best option. Expanding your selection to include other airlines will open up travel reward card possibilities comparable to, and in some cases more attractive than, SkyMiles cards.