The best travel credit card for students is the Bank of America® Travel Rewards Credit Card for Students. Bank of America Travel Rewards for Students offers a $0 annual fee, a 0% foreign transaction fee, and rewards of 3 points / $1 spent at the Bank of America Travel Center (1.5 points / $1 on other purchases). It also has an initial bonus of 25,000 points for spending $1,000 in the first 90 days.
In general, the best travel credit cards for students have no annual fees, no foreign transaction fees, and attractive rewards. They also accept college students and graduate students with limited or no credit history. For more options worth considering, check out WalletHub's complete list of the best credit cards for college students.
The Discover it Chrome for students. You get dollar for dollar match for all the cash back you earn your first year, you have 2% cash back at restaurants and gas stations, and 1% for all other purchases, and you also get rewards if you have good grades.
The best Chase student credit card is the new Chase Freedom® Student credit card, which launched in June 2019. This card has a $0 annual fee and gives 1% cash back on all purchases.
It has some nice rewards bonuses, too, starting with $50 simply for making a single purchase within three months of opening an account. Plus, keeping your account in good standing by paying your monthly bills on time is good for a $20 bonus each year for up to five years.… read full answer
In addition to these, you earn 5 points (5% cash back) per $1 on Lyft rides through March 2022. Plus, you get a complimentary 3 months of DashPass and after that 50% off the DashPass for the next 9 months (activate by December 31, 2021).
Those rewards rates and fees are pretty good, though not quite on par with the best student credit cards on the market right now. Chase Freedom Unlimited®, one of the best cash back credit cards overall, was never officially branded as being for students. But Chase recommended it for these scholarly credit newcomers on its website for a while.
Now, however, things are looking up for college students shopping for a credit card. Chase, one of the largest credit card companies around, has now officially re-joined the ranks of student credit card issuers. As a result, 6 of the 7 biggest credit card issuers in the U.S. have at least one credit card offer for college students.
The best Visa credit card for students is Journey Student Rewards from Capital One because it has great cash back rewards, gives you extra for paying on time, and doesn’t charge an annual fee. Capital One Journey also has no foreign transaction fee, and it reports monthly to the three major credit bureaus.… read full answer
Fortunately, there are a lot of good options to consider. For example, the Bank of America® Customized Cash Rewards Credit Card for Students is great for 0% interest at the start, and the Bank of America® Travel Rewards Credit Card for Students has terms well-suited to study abroad. In general, despite having little credit experience, college students can expect better-than-average rates, fees and rewards because they have high earning potential and many years of financial needs ahead of them. Banks want to get in early, in other words. And you can take advantage of that by getting a great student credit card and saving lots of money.
Any of these choices are good for students, but Capital One Journey and the Bank of America Cash Rewards for Students are probably the best two because they offer cash back rewards and don’t charge annual fees. You’ll be able to get the most consistent value out of them. But it’s good to look at cards from networks other than Visa, too. Some of the best choices include Discover it® Student Cash Back and HSBC Cash Rewards Student Credit Card.
The easiest credit cards for students to get are student credit cards for applicants with limited or no credit history and secured credit cards, which are available to people with no credit or even bad credit. Since college students tend to have higher incomes in the long term, issuers are willing to extend them better offers than most people without established credit could get. Think of it as an investment in a student’s future financial needs, which could prove quite profitable for a bank that gets in on the ground floor.… read full answer
The easiest credit cards for students to get allow young people to begin building credit before entering the real world. If you use your card responsibly and pay your bills on time, you should be able to get a better deal once you graduate. And that’s true whether you’re starting with a student credit card or a secured card.
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