In general, the best travel credit cards for students have no annual fees, no foreign transaction fees, and attractive rewards. They also accept college students and graduate students with limited or no credit history. Feel free to also check out our editors’ latest picks for the best credit cards for college students and see which one suits your needs.
The Discover it Chrome for students. You get dollar for dollar match for all the cash back you earn your first year, you have 2% cash back at restaurants and gas stations, and 1% for all other purchases.
One of the best travel credit cards for beginners who are new to credit is the Capital One QuicksilverOne Cash Rewards Credit Card. This card offers 5% cash back on hotels and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases.
Plus, Capital One QuicksilverOne has a $0 foreign transaction fee, which makes it a good option for international travel. The card also has a $39 annual fee, but its rewards can more than cover the cost.… read full answer
The best international credit card for students is the Bank of America® Travel Rewards Credit Card for Students. It belongs to the Visa network so you can use it extensively outside of the United States, whether you’re traveling or studying abroad. It also features a 0% foreign transaction fee, which means you will not be charged extra for purchases made in another country. Its travel-oriented rewards also make it an attractive international credit card for students. It offers 25,000 points for spending $1,000 in the first 90 days. Plus, you earn 1.5 - 3 points per $1 on purchases.… read full answer
The card’s global acceptance should be taken into account. Not all credit cards are accepted everywhere, and cards from some networks are accepted in more countries than others. Mastercard is in the lead, with over 210 countries and territories, followed closely by Visa (over 200) and Discover (200). American Express cards can be used in over 160 countries and territories.
The Bank of America Travel Rewards for Students credit card has an online offer of 25,000 points for spending $1,000 in the first 90 days. Plus, you can earn 3 points per $1 spent on purchases at the Bank of America Travel Center and 1.5 points per $1 spent on all other purchases. The card also comes with a 0% foreign transaction fee and a $0 annual fee. It accepts students with limited credit (less than 3 years of credit history).
The Bank of America Cash Rewards for Students credit card offers $200 for spending $1,000 in the first 90 days. Plus, you can earn 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 spent on these categories combined per quarter), and 1% on all other purchases. The card also offers an introductory purchase APR of 0% for 18 months (16.99% - 26.99% (V), based on creditworthiness, thereafter). It has a 3% foreign transaction fee. The card’s annual fee is $0. It accepts students with limited credit (less than 3 years of credit history).
The Deserve EDU credit card has no SSN requirement. So, students with a passport, a U.S. bank account along with some other documentation are eligible to apply. The card offers 1% cash back on all purchases. Plus, it has a $0 foreign transaction fee and a $0 annual fee.
It’s also important to note the difference between international credit cards for students and credit cards for international students. They’re basically the same in terms of functionality, but cards for international students aren’t just for U.S. citizens or people with a Social Security number.
What You Should Know Before Applying for a Student Credit Card
Student credit card issuers do have different requirements. Some cards may require an SSN or Individual Taxpayer Identification Number (ITIN). Others may accept just a student ID and/or a passport.
The easiest credit cards for students to get are student credit cards for applicants with limited or no credit history and secured credit cards, which are available to people with no credit or even bad credit. Since college students tend to have higher incomes in the long term, issuers are willing to extend them better offers than most people without established credit could get. Think of it as an investment in a student’s future financial needs, which could prove quite profitable for a bank that gets in on the ground floor.… read full answer
In general, student credit cards allow young people to begin building credit before entering the real world. If you use your card responsibly and pay your bills on time, you should be able to get a better deal once you graduate. And that’s true whether you’re starting with a student credit card or a secured card.
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