The best travel credit card with no annual fee is the Capital One VentureOne card because it offers an initial bonus of 20,000 miles for spending $500 in the first 3 months. It also rewards cardholders with at least 1.25 miles / $1 spent on all purchases. VentureOne has a $0 foreign transaction fee in addition to its $0 annual fee.
If you aren’t planning to go anywhere too adventurous, consider the Discover it Miles card. Discover’s not accepted in as many international locations as Visa or Mastercard, but its US acceptance is pretty good. The Discover Miles card also has good rewards. It offers 1.5 miles per $1 on all purchases, doubled year one.
The best airline credit cards with no annual fee are Capital One VentureOne and Discover it Miles if you want a general miles card, or the Blue Delta SkyMiles, China Airlines and Frontier Airlines cards for those who want to earn airline-specific miles without paying an annual fee. The earning rates on the airline-specific cards aren’t quite as good, though, and you’ll only be able to use them for flights on one airline.… read full answer
Here are the best airline credit cards with no annual fee:
Capital One VentureOne: 20,000 bonus miles for spending $500 in the first 3 months. 1.25 miles per $1 on all purchases. 0% APR on purchases for 12 months. No foreign transaction fee. You need good credit.
Discover it Miles: 1.5 miles per $1 on all purchases. First year’s miles matched. 0% APR on purchases for 14 months. No foreign transaction fee. You need good credit.
Amex Blue Delta SkyMiles: 10,000 bonus miles for spending $500 in the first 3 months. 2 miles per $1 spent at U.S. restaurants and on Delta purchases (1 point per $1 on everything else). 20% statement credit on food, beverages and headsets purchased on Delta flights. 0% foreign transaction fee. You need good credit.
JetBlue Card: 10,000 bonus miles for spending $1,000 in the first 3 billing cycles. 3 points per $1 in JetBlue purchases, 2 points per $1 spent at restaurants and grocery stores, and 1 mile per $1 spent elsewhere. No foreign transaction fee. You need good credit.
American Airlines AAdvantage MileUp Card: 10,000 miles + $50 statement credit for making $500 in purchases in the first 3 months. 2 miles per $1 in American Airlines and grocery stores purchases, and 1 mile per $1 everywhere else. 3% foreign transaction fee. You need excellent credit.
Overall, there aren’t too many airline credit cards with no annual fee. Most travel rewards credit cards charge, but many also offer more than enough rewards to make up for it, as long as you regularly make purchases and pay your bill in full every month. So you may want to waive your no-annual-fee rule if you spend at least $1,000 per month. That’s how much you have to shell out each of the first three months to get the Capital One Venture Card’s $500 initial bonus, for example. And that alone covers more than five years of annual fees, since Venture charges a $95 annual fee.
But if you don’t spend quite that much, Capital One VentureOne or Discover it Miles is definitely the way to go. Keep in mind that Discover it has no foreign transaction fees, but it also has lower global acceptance than Visa or Mastercard.
Bank of America Travel Rewards is a good pick imo. 1.5 points on every dollar spent and a signup bonus: 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases.
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