The best travel credit card with no annual fee is the Capital One VentureOne card because it offers an initial bonus of 20,000 miles for spending $1,000 in the first 3 months. It also rewards cardholders with at least 1.25 miles per $1 spent on all purchases. VentureOne has a $0 foreign transaction fee in addition to its $0 annual fee.
If you aren’t planning to go anywhere too adventurous, consider the Discover it Miles card. Discover’s not accepted in as many international locations as Visa or Mastercard, but its US acceptance is pretty good. The Discover Miles card also has good rewards. It offers 1.5 miles per $1 spent on all purchases, doubled year one.
Fortunately, your options are not limited. WalletHub’s editors have a great selection of best travel credit cards at: https://wallethub.com/best-travel-credit-cards/. And some of the best don’t charge an annual fee during the first year of account activity – examples include the Chase Sapphire Preferred®, the Starwood Preferred Guest® from American Express, PenFed Platinum Rewards Visa Signature®, and the Citi® Double Cash. That being said, please note that travel insurance and travel accident insurance are driven by the card networks – Visa, Mastercard, and AmEx. You can identify the cards with the best coverage here: https://wallethub.com/edu/credit-card-travel-insurance/25820/. Hope this helps.
Bank of America Travel Rewards is a good pick imo. 1.5 points on every dollar spent and a signup bonus: 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.