What are the best travel credit cards for beginners who are new to credit?

The best credit card for beginners with no credit is the Capital One Platinum Credit Card because it has a $0 annual fee and reports account information to the major credit bureaus monthly. Capital One Platinum also offers high odds of approval to people who are new to credit and does not require a security deposit.

Beginners with no credit should also consider secured cards as an alternative. They’re typically easier to get than unsecured cards and have lower fees in many cases.

Best Credit Cards for Beginners with No Credit

If you’re still not sure which beginner card will work best for you, taking a closer look at our editors’ picks for the best credit cards for people with no credit can help you decide.

The easiest travel credit card to get is the Bank of America Travel Rewards Credit Card for Students because it approves people with limited credit history. This BofA travel credit card comes with an initial bonus of 25,000 points after spending $1,000 in the first 3 months, which equals about $250 when redeemed for travel. You'll earn 1.5 - 3 points / $1 spent in various categories, with travel purchases earning the most. As the name might suggest, however, this credit card is for students.… read full answer

If you're not a student, the LATAM Secured Credit Card is the easiest travel credit card to get because people with bad credit can get approved. This card does have limitations with its travel rewards program, however - you can only use your accrued points for flights on LAN Airlines and TAM Airlines. These airlines (known as LATAM, combined) form the largest airline in South America, which means it's great for getting from the U.S. to places in South America, but you're out of luck if you want to go to Europe. Because this is a secured credit card, the required deposit is the amount of your credit limit, and there's an annual fee of $25 (waived the first year).

The best credit card for young travelers is the Bank of America Travel Rewards Credit Card for Students.

It's a good option if you're a student who wants to reduce the cost of travel without paying an annual fee, both because it has appealing travel rewards and because it doesn't have a foreign transaction fee, so no surcharges when you travel abroad or purchase from internationally-based merchants.… read full answer

If you're not a student, Capital One Platinum might be your best choice, considering the lack o an annual fee and foreign transaction fees, however, it has no travel rewards.