What is the best U.S. Bank rewards card?

The U.S. Bank Rewards Card is a non-reloadable Visa or Mastercard prepaid card. Companies can buy and load U.S. Bank Rewards Cards for their employees, in connection with a loyalty, award or promotional program. Unlike most prepaid cards, the U.S. Bank Rewards Card cannot be purchased directly by consumers.

U.S. Bank Rewards Cards can be used virtually anywhere because they belong to a major card network. However, you can not take out cash from them. You may only use them for purchases or for paying bills.... read full answer

The U.S. Bank categories for bonus credit card rewards are gas, grocery stores, and travel, depending on the card. When cardholders make purchases that qualify for their U.S. Bank card’s bonus categories, they earn extra rewards compared to the card’s base rewards rate.

U.S. Bank Credit Card Categories for Bonus Rewards... read full answer

• U.S. Bank Cash+® Visa Signature® Card: Your choice of one everyday category, like gas stations/EV charging stations, restaurants or grocery stores, and travel booked through the Rewards Travel Center
• U.S. Bank Altitude Reserve Visa Infinite® Card: Eligible net travel purchases and mobile wallet spending
• U.S. Bank Altitude® Go Visa Signature® Card: Dining, takeout, restaurant delivery, streaming services, grocery stores, grocery delivery, gas stations/EV charging stations
• U.S. Bank Altitude® Connect Visa Signature® Card: Travel, gas stations/EV charging stations, streaming services, grocery stores, grocery delivery, and dining
• U.S. Bank FlexPerks® Gold American Express® Card: Travel booked directly through the FlexPerks Rewards Center, dining, takeout, restaurant delivery, gas stations/EV charging stations
• U.S. Bank Altitude® Go Visa® Secured Card: Grocery stores, grocery delivery, gas stations/EV charging stations, and streaming services
• U.S. Bank Cash+® Visa® Secured Card: Your choice of one everyday category, like gas stations/EV charging stations, restaurants or grocery stores, and travel booked through the Rewards Travel Center

Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So, if a merchant has the MCC for “gas,” for example, purchases made at that merchant with cards that include “gas” as a bonus category will earn bonus rewards.

Ultimately, if you’re looking to get a U.S. Bank rewards credit card, you should pick one that offers bonus rewards in your most frequent purchase categories.

I'm pretty sure you can get cash back at grocery stores. I'm gonna try it in the morning. Iet y'all know how it goes....

Update:::it wouldn't let me get cash back ...It seems like they go out of their way to keep you from getting cash.

My last idea: When you buy something with a debit card at walmart and then return it,with the receipt, they will refund it in cash........something tells me that they shut that down also.... read full answer