One of the best Visa credit cards for poor credit is the U.S. Bank Cash+® Visa® Secured Card because it gives 1 - 5% cash back on purchases. Plus, the card has a $0 annual fee. The U.S. Bank Cash+® Visa® Secured Card is available to people with bad credit who place a refundable security deposit of at least $300.
Best Visa Credit Cards for Poor Credit
Each of these cards reports info to the three major credit bureaus monthly. That gives you the opportunity to turn a bad credit score into a fair, good, or even excellent score. There are many other Visa credit cards for bad credit available, too. So, no matter how bad your score is, you should be able to find a card.
How to Choose a Credit Card
The key is to compare cards based on how much they charge in annual-, monthly- and one-time fees. And if you don’t need a credit card for borrowing purposes, don’t rule out secured cards. The deposit you have to place is refundable, unlike fees.
Of course, there’s no reason to rule out Mastercard credit cards for poor credit, either. There are a lot of good options in that category, too, including the Capital One Platinum Secured Credit Card. You might also want to consider the Capital One Quicksilver Secured Cash Rewards Credit Card, which offers the best rewards among credit cards for people with bad credit.
Ultimately, you could check our editors’ latest picks for the best credit cards for bad credit to weigh your options.
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