What is the best way to use American Express Blue Business Plus Card points?

There are no The Blue Business® Plus Credit Card from American Express categories for bonus rewards. The American Express Blue Business Plus instead gives a flat rewards rate on all purchases, though a bonus rate applies to the first $50,000 spent annually.

There are plenty of other credit cards that do offer bonus rewards in specific categories, though. If you’re looking for a rewards credit card with bonus categories, a good place to start your search is WalletHub’s list of the best rewards credit cards.

American Express points are worth 0.67 cents per point, on average. The value of American Express points depends on how you choose to redeem the points. For example, points from American Express are worth up to 0.77 cents each when redeemed for travel through the Membership Rewards program, and they are worth 0.6 cents each when redeemed for cash back.

American Express Points Worth by Redemption Method

American Express rewards do not expire as long as the account is open and in good standing. You will forfeit any rewards you have yet to redeem if you or American Express closes your account for any reason.

Once the account is closed, American Express may give you 90 days to redeem your unused rewards. After that, you’ll lose your rewards and will not be able to get them back.

Although American Express rewards...