The best way to use Amex points is for travel or gift cards. Amex points tend to be worth 1 cent per point when redeemed for travel or gift cards through the American Express Membership Rewards portal, while other redemption options are typically less valuable. Depending on the card, you may also be able to transfer your points to Amex’s airline and hotel partners. All the partners’ loyalty programs have different point values, so some are much more worthwhile than others.
It’s important to note that the best way to use Amex points isn’t standard across all credit cards, as some cards offer more value for certain redemption options than others. For example, 100 points from an Amex Platinum card will get you up to $1 toward a flight, but the same number of points on an American Express Blue Card are only worth $0.50 toward a flight.
The easiest way to find out how to get the most value for your Amex points is to use Amex’s online rewards calculator. Just select your card from the dropdown menu, choose how many points you have, and click on the redemption option tabs to see exactly how much your points are worth with each option. The choices are to “pay with points” at various merchants, get gift cards, cover card charges, book/upgrade travel, transfer points to travel partners, or go shopping in an online mall.
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