What is the best way to use Chase Freedom Unlimited points? This question is about the Chase Freedom Unlimited®

The best way to use Chase Freedom Unlimited points is for travel, gift cards or cash back. Chase Freedom Unlimited points are generally worth 1 cent per point when redeemed this way, which is more valuable than the other redemption methods provide. Ways to Redeem Chase Freedom Unlimited Points Travel: 1 cent per point Cash Back: 1 cent per point Gift Cards: 1 cent per point Amazon.com shopping with points: 0.8 cents per point Lastly, to get the most out of Chase Freedom Unlimited points, you should pay your balance in full each month to avoid interest charges.

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What is the best way to use Chase Freedom Unlimited points?

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This question is about the Chase Freedom Unlimited®

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Kendall Morris, Credit Cards Moderator

@kendallmorris • 01/27/23 This answer was first published on 07/15/21 and it was last updated on 01/27/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best way to use Chase Freedom Unlimited points is for travel, gift cards or cash back. Chase Freedom Unlimited points are generally worth 1 cent per point when redeemed this way, which is more valuable than the other redemption methods provide.

Ways to Redeem Chase Freedom Unlimited Points

Travel: 1 cent per point
Cash Back: 1 cent per point
Gift Cards: 1 cent per point
Amazon.com shopping with points: 0.8 cents per point

Lastly, to get the most out of Chase Freedom Unlimited points, you should pay your balance in full each month to avoid interest charges.

Answer Question

What is the credit limit for Chase Freedom Unlimited?

The Chase Freedom Unlimited offers a $500 minimum credit limit for everyone who’s approved. Applicants with the best credit standing can also get starting credit limits of $5,000 or higher from the Visa Signature version of the Chase Freedom Unlimited. Signature cards come with a few more supplemental benefits than the standard Visa Platinum cards other approved applicants receive.… read full answer

Chase doesn’t publicly disclose a maximum credit limit for the Chase Freedom Unlimited card. But some customers have said that they have received limits of almost $14,000. If you want a limit that high, you’ll need spotless credit, a very high income to afford the payments, and low existing debt.

Chase Freedom Unlimited Credit Limit Increase

Keep in mind that you can ask Chase for a Chase Freedom Unlimited credit limit increase by calling the number on the back of your card. It’s best to try that after at least half a year of on time bill payments.

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What is the Chase Freedom Unlimited signup bonus?

There is no Chase Freedom Unlimited sign-up bonus currently, but new cardholders get an extra 1.5% cash back on everything they buy, up to $20,000 spent in the first year. That could result in up to $300 in additional cash back.

Having said that, Chase might feature a different sign-up bonus offer for the Chase Freedom Unlimited card if you apply directly through their website.… read full answer

It’s also worth noting that Chase Freedom Unlimited offers 1.5 - 5% cash back, depending on the type of purchase. The card’s annual fee is $0, and you need at least good credit to get approved.

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Do Chase points expire?

No, Chase points don’t expire as long as your account is open. However, you can lose your points if you:

Close your account
Chase closes you’re account due to delinquency or suspicions of fraud

These are some reasons why it’s still a good idea to redeem on a regular basis. Another reason, in case you’re interested, is what’s known as … read full answer rewards devaluation.

Basically, a credit card company can reduce the value of your points or miles by increasing the number needed to redeem for a free flight, statement credit, etc.

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