The best way to use Chase Sapphire Reserve points is to redeem them for travel directly through Chase Ultimate Rewards, where they’re worth 1.5 cents apiece. Travel includes flights, hotel rooms, car rentals, cruises and vacation packages. Chase Sapphire Reserve points never expire as long as the account is active.
Another good way to use Chase Sapphire Reserve points is to transfer them at a 1:1 rate to one of Chase’s partner airlines or hotel loyalty programs. Depending on the loyalty program, you could end up getting better value for your points than when booking travel via Ultimate Rewards. Points redeemed toward all other redemption options, such as cash back, gift cards and Amazon.com purchases, are worth 1 cent each or less.
To redeem points online, log in to a Sapphire Reserve account through the Ultimate Rewards website. If redeeming by points by phone, call customer service at 1 (800) 432-3117.
The easiest way to redeem Chase Sapphire Reserve points is through your online account. Redemption options include travel, transfer to travel partners, gift cards, cash back, experiences, combine points and more. By far the best Sapphire Reserve points redemption option is travel, as points are worth 1.5 cents each toward travel compared to 1 cent each toward other options. If you don’t want to redeem online, you can always call the number on the back of your card or visit a Chase branch, though a branch won’t book travel for you.… read full answer
Click the “Earn/Use” box at the top of the page to see a dropdown menu of redemption options.
Click on any of the options from the menu to select that type of redemption.
Follow the prompts to select the exact reward you want and how many points you want to redeem.
If you choose to redeem Chase Sapphire Reserve points for travel, you’ll be able to book right through the Ultimate Rewards site, trading your points for flights, hotel stays, cruises and more. Chase says that “some” bookings may require you to spend a minimum number of points.
If you redeem for cash, you can either get a statement credit or a deposit to a U.S. checking or savings account. There is no minimum amount of points you must redeem for cash. If you redeem for a gift card, you’ll have to use a number of points equivalent to the value of the card.
There are also two places you can transfer your Chase Sapphire Reserve points – travel loyalty programs and other Chase cards. Chase has 13 airline and hotel loyalty program partners you can move your points to at a 1:1 ratio. And you can move your points at no cost to another Chase card owned by you or a household member. But you probably won’t want to do that unless you’re gifting the points to someone else, as they’re worth the most toward travel on this card.
There are other ways to redeem your points, too, such as trading them for unique experiences like VIP concert tickets or meals with renowned chefs. Or, you can use Chase Pay or Pay with Points from Amazon to use your points directly when shopping at retailers. It’s a good idea to explore all your options before redeeming.
To get the most out of Chase Sapphire Reserve, start by spending at least $4,000 in the first 3 months after opening the account to earn the card’s initial bonus of 50,000 points. This alone will cover the cost of the $550 annual fee for the first year. Sapphire Reserve cardholders who get maximum value from the card also make full use of its $300 annual travel credit, Priority Pass airport lounge membership, and Lyft/DoorDash benefits.… read full answer
Additionally, it’s best to redeem your reward points for travel rather than cash back and gift cards. Points are worth 50% more toward travel through Ultimate Rewards than they are toward other redemption options. These and several other perks listed below will enable you to get the most out of your Chase Sapphire Reserve card. Just make sure not to spend beyond your means in an attempt to get as much as possible out of the card. Carrying a balance from month to month is one of the easiest ways to limit the Sapphire Reserve card’s value, as it has a pretty high interest rate.
How to Get the Most Out of Chase Sapphire Reserve:
Spend $4,000 in the first 3 months to qualify for the 50,000 points sign-up bonus.
Redeem points for travel directly through Chase for 50% more value.
Max out the annual $300 travel credit.
Get the Global Entry/TSA PreCheck application fee credit every four years.
Maximize travel perks such as Priority Pass airport lounge membership, Lyft ride discounts and the Luxury Hotel Collection benefit.
Transfer points to Chase partner airline and hotel loyalty programs.
Pay your bill on time and in full every month to avoid interest charges.
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