One of the best Whole Foods credit cards is the Amazon.com Credit Card from Chase. Whole Foods doesn’t have its own credit card, but Amazon actually owns Whole Foods, so it’s just as good. You get up to 5 points / $1 if you’re a Prime member. That’s the same as you get on Amazon purchases.
But you don’t necessarily have to get a card with rewards specific to Whole Foods. Lots of other credit cards offer bonus rewards on groceries, allowing you to earn at a high rate when shopping at Whole Foods and elsewhere.
Here are the best Whole Foods credit cards:
Best specifically for Whole Foods - Amazon.com Credit Card: Up to 5 points / $1 at Whole Foods and Amazon with an eligible Amazon Prime membership. Points redeemable for Amazon purchases, travel or gift cards. $0 annual fee. Requires good credit.
Best for good credit - Blue Cash Preferred® Card from American Express: 6% cash back on up $6,000 spent every year at U.S. supermarkets, earned as statement credit. $150 statement credit for spending $3,000 in the first 6 months. Annual fee of $0 intro 1st yr, $95 after.
Best for bad credit - Discover it® Secured Credit Card: 2% cash back at gas stations and restaurants on up to $1,000 combined each quarter and 1% on every other purchase including Whole Foods purchases. $0 annual fee.
Best for Students – Discover it® Student Cash Back: 5% cash back on everyday purchases at different places each quarter, up to a quarterly maximum when activated, plus 1% on everything else. $0 annual fee.
If you truly want the most value for your buck, Blue Cash Preferred offers the highest earning rate on groceries. But the Amazon.com Credit Card is also a good option and has no spending limits for the 5 points / $1 it offers on Whole Foods purchases if you have an eligible Prime membership.
There's no Whole Foods credit card, unfortunately, so you can't get specific rewards from them. With that said, I think they count as a grocery store, so any credit card with rewards on grocery stores is going to fit right in.
You can use the Amazon.com Credit Card anywhere Visa is accepted, which is virtually everywhere domestically and in over 200 countries around the world.
The Amazon.com Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants. You can learn more from WalletHub's in-depth Amazon.com Store Card … read full answerreview.
The best credit card for gas and groceries is the Blue Cash Preferred® Card from American Express. It gives 20% cash back on Amazon.com purchases for the first 6 months (up to $200 back), 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. New cardholders can also earn a $150 statement credit for spending $3,000 in the first 6 months of card membership.… read full answer
There are plenty of other options to choose from, as well. You can see the complete list of the best credit cards for gas and groceries below.
Ultimately, the best credit card for gas and groceries is the Blue Cash Preferred. But since gas and groceries are some of the most common expenses, it's a popular combination and there are options for every credit level.
The best cash back credit card for groceries is the Blue Cash Preferred® Card from American Express because it offers 6% cash back at U.S. grocery stores on up to $6,000 spent annually, along with 1 - 6% cash back on other purchases. Plus, cardholders can earn an initial bonus of $150 statement credit for spending $3,000 in the first 6 months.… read full answer
Another good cash back credit card for groceries is the Capital One SavorOne Cash Rewards Credit Card, which is an alternative for people who spend a lot at supermarkets, but don't want to pay an annual fee. Along with a $0 annual fee, you’ll get 3% cash back at grocery stores.
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