Your BJ’s Credit Card approval odds are high if you have good credit or better (i.e. a credit score of 700+). You’ll also have high approval odds if you receive a pre-approved offer from BJ’s in the mail, or if you get pre-qualified for the card at a BJ’s location.
If you have a high annual income and a record of on-time payments, you might get approved with less-than-good credit. There are reports of people getting approved for the BJ’s Credit Card with credit scores as low as 630.
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