Elsa Barns, Member
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The BJ's Credit Card income requirement is your annual income to be greater than the annual amount of your rent or mortgage. It’s also important to provide some source of steady income when completing your application. That’s because the issuer needs to make sure you’ll be able to pay for your new debt obligations, in case you’re approved.
It's worth noting that you do need a BJ's membership in order to get the BJ's Credit Card. If you're not a member yet, you can enroll online.
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