Milvionne Chery Copeland, Writer
@milvionne_copeland
The best black metal credit card is the Centurion® Card from American Express because it is the most exclusive and prestigious credit card a person can get. Simply referred to as the Black Card, you will need an invitation to apply. It’s also rumored that you will need to spend and pay off at least $250,000 on your existing American Express accounts in a year to even qualify for an invitation.
American Express does not publish official benefits for the Black Card, although it’s speculated that the perks include a 24/7 concierge capable of doing pretty much anything. With its $10,000 initiation fee and $5000 annual fee, the Amex Black Card is geared toward high spenders.
Best Black Metal Credit Cards
- Best Overall: Centurion® Card from American ExpressCenturion® Card from American ExpressLearn MoreLearn More
- Rates & FeesTerms ApplyBest for Travel: Marriott Bonvoy Brilliant® American Express® CardMarriott Bonvoy Brilliant® American Express® CardLearn MoreLearn Moreon issuer's website
- Best for American Airlines: Citi® / AAdvantage® Executive World Elite Mastercard®Citi® / AAdvantage® Executive World Elite Mastercard®Learn MoreLearn Moreon issuer's website
- Lowest Annual Fee: HSBC Elite Credit CardHSBC Elite Credit CardLearn MoreLearn More
- Best for Business: Amazon Business Prime American Express CardAmazon Business Prime American Express CardLearn MoreLearn More
- Best for Balance Transfers Mastercard® Black CardMastercard® Black CardLearn MoreLearn More
Most black metal credit cards are geared toward heavy spenders, but there are other metal cards that are for moderate spenders. Check out WalletHub’s editors’ list of the best metal credit cards for more options.
Centurion® Card from American Express
People also ask
What does it mean when you have a black card?
The "Black Card" has become a pop-culture status symbol, signifying wealth and exclusivity. But the real one doesn’t actually have „Black” in its name. The American Express Centurion Card is the Black Card everyone talks about, and its coloring is responsible for the nickname. That’s important to realize because there... read full answer
show lessDid we answer your question?