Milvionne Chery Copeland, Writer
The best black metal credit card is the Centurion® Card from American Express because it is the most exclusive and prestigious credit card a person can get. Simply referred to as the Black Card, you will need an invitation to apply. It’s also rumored that you will need to spend and pay off at least $250,000 on your existing American Express accounts in a year to even qualify for an invitation.
American Express does not publish official benefits for the Black Card, although it’s speculated that the perks include a 24/7 concierge capable of doing pretty much anything. With its $10,000 initiation fee and $5000 annual fee, the Amex Black Card is geared toward high spenders.
Best Black Metal Credit Cards
Most black metal credit cards are geared toward heavy spenders, but there are other metal cards that are for moderate spenders. Check out WalletHub’s editors’ list of the best metal credit cards for more options.
Centurion® Card from American Express
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