Jane Parker, WalletHub Credit Card Advisor
@parker16
An Amex Blue Cash Everyday apply RSVP code will be included if you get a pre-qualified offer in the mail. You may receive a pre-qualified offer for the Amex Blue Cash Everyday card if Amex thinks you are likely to get approved if you apply. The Amex Blue Cash Everyday RSVP code is 14 characters: one letter and 13 numbers. You can use it and your zip code to flag your application as pre-qualified when you apply online.
People who get pre-qualified for the Amex Blue Cash Everyday card and receive an RSVP code are often affluent big-spenders. But you don’t have to be a current Amex cardholder to receive a pre-qualified offer. Plus, you don’t need to be pre-qualified for a card to apply, although pre-qualification lets you see your odds before applying.
Here’s how to apply for the Amex Blue Cash Everyday card with an RSVP code:
- If you got a RSVP code by mail, you can respond to the mail invitation online and apply for the card. Once you plug in the 14-digit code and your zip code, your application will show up to Amex as pre-qualified.
- If you didn’t receive anything by mail, you can check for pre-qualified offers on the American Express website. You need to enter your name, address, and the last four digits of your Social Security Number. You’ll also need to give some information about your income. Then, click on “View my Card Offers”, and in minutes you will know if you are pre-qualified for any Amex card. Because this uses a soft inquiry of your credit, it will not impact your credit score. You won’t get an RSVP code with the online method, but you won’t need one either.
- Pre-qualification does not guarantee you’ll be approved, but your chances are high. The Amex Blue Cash Everyday card requires a good credit score, at a minimum. So, before you apply, see if your credit score falls within that range and review your credit report for any errors, just as a precaution.
If you’re not pre-qualified for the Amex Blue Cash Everyday card, that does not mean you will necessarily be rejected if you apply. But you might want to rethink it for now and work on improving your credit.
Blue Cash Everyday® Card from American Express
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