A Blue Cash Everyday apply RSVP code will be included if you get a pre-qualified offer in the mail. You may receive a pre-qualified offer for Blue Cash Everyday if Amex thinks you’d likely be approved should you apply. The Blue Cash RSVP code is 14 characters: one letter and 13 numbers. You can use it and your zip code to flag your application as pre-qualified when you apply online.
People who get pre-qualified for Blue Cash Everyday and receive an RSVP code to apply with are often affluent big-spenders. But you don’t have to be a current Amex cardholder to receive a pre-qualified offer. And you don’t need to be pre-qualified for a card to apply, although pre-qualification lets you see your odds before applying.
Here’s how to apply for Blue Cash Everyday with an RSVP code:
If you got a RSVP code by mail, you can respond to the mail invitation online and apply for the card. Plug in the 14-digit code and your zip code and your application will show up to Amex as pre-qualified.
If you didn’t receive anything by mail, you can check for pre-qualified offers on the American Express website. You need to enter your name, address, and the last four digits of your Social Security Number. You’ll also need to give some information about your income. Then click “View my Card Offers,” and in minutes you will know if you are pre-qualified. Because this uses a soft inquiry of your credit, it will not impact your credit score. You won’t get an RSVP code with the online method. You won’t need one.
Pre-qualification does not guarantee you’ll be approved, but it means your chances are high. The Blue Cash Everyday card requires a good credit score (700+). So before you apply, see if your credit score falls within that range and review your credit report for any errors, just as a precaution.
If you’re not pre-qualified for the Blue Cash Everyday card, that does not mean you will necessarily be rejected if you apply. But you might want to rethink it for now and work on improving your credit.
If they send you a prequalified offer, they will include that 14 digit RSVP. You have to enter in along with the last 4 digits of your Social Security Number when applying for the card.
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