How do I estimate my Blue Cash Everyday approval odds?

Yes, the Blue Cash Everyday will do a hard pull. You will need a credit score of at least 700 to get it.

You can prequalify for the Blue Cash Everyday on Amex's pre-qualification page, which will not affect your credit score as it will be a soft pull. However, if you do prequalify and want to get the card, you will need to submit an actual application which will result in a hard pull.… read full answer

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage here.

It can take anywhere from a few minutes to 10 business days to get approved for the Blue Cash Everyday.

While some applicants may be approved instantly because they match the exact criteria that the issuer (American Express) is looking for, not being approved right away doesn’t mean that you won’t ultimately get approved once your application is reviewed in more detail.… read full answer

You will be informed either way once a decision has been reached.

The Amex Blue Cash Everyday credit score requirement is 700 at a minimum. That means applicants for the Amex Blue Cash Everyday need at least good credit to be approved.

But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.… read full answer

Here’s what we know about Amex Blue Cash Everyday credit scores:

• The Amex Blue Cash Everyday credit score requirement at least 700. That means you’ll need at least good credit for approval.
• Other requirements for the Amex Blue Cash Everyday include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.
• The Amex Blue Cash Everyday good credit score requirement is consistent with most credit cards issued by American Express. For example, the Blue Cash Preferred® Card from American Express, The Platinum Card® from American Express, The Amex EveryDay® Credit Card from American Express and Amex EveryDay® Preferred Credit Card also require at least good credit for good approval odds.

Applying for any credit card can temporarily hurt your score, so you’ll want to check your latest credit score before you apply for the Amex Blue Cash Everyday. You can also get a better idea of your Amex Blue Cash Everyday approval chances by checking for pre-qualified offers on Amex’s website. Pre-qualification doesn’t guarantee approval, but it increases your likelihood of approval.