How do I estimate my Blue Cash Everyday approval odds?

Yes, the Amex Blue Cash Everyday will do a hard pull on your credit report when evaluating your credit card application. You will need a credit score of at least 700 to get it. That means you need good credit or better for approval. If you don’t know where you stand, you can … read full answercheck your score for free, right here on WalletHub.

You can also prequalify for the Amex Blue Cash Everyday on Amex's pre-qualification page. This will not affect your credit score as it will be based on a a soft pull. However, if you do prequalify and want to get the card, you will need to submit an actual application which will result in a hard pull. And keep in mind that while pre-qualification indicates good odds of approval, it does not guarantee it.

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can also check out some tips on how to minimize the credit score damage caused by hard pulls.

It can take anywhere from a few minutes to 10 business days to get approved for the Amex Blue Cash Everyday.

While some applicants may be approved instantly because they match the exact criteria that the issuer is looking for, not being approved right away doesn’t mean that you won’t ultimately get approved once your application is reviewed in more detail.… read full answer

You will be informed either way once a decision has been reached. If you’d like to check your Amex Blue Cash Everyday application status yourself, you can do so online or by contacting customer service at (888) 826-3471. You will need to provide your Social Security number along with your home ZIP code (the one used on your application).

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means applicants for the Amex Blue Cash Everyday need good credit or better to be approved.

But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.… read full answer

Amex Blue Cash Everyday Credit Score Info:

• The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.
• Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.
• The Amex Blue Cash Everyday credit score requirement is consistent with most credit cards issued by American Express. For example, the Blue Cash Preferred® Card from American Express, The Platinum Card® from American Express, The Amex EveryDay® Credit Card from American Express and the Amex EveryDay® Preferred Credit Card also require at least good credit for high approval odds.

Applying for any credit card can temporarily hurt your score, so you’ll want to check your latest credit score before you apply for the Amex Blue Cash Everyday card. You can also get a better idea of your Amex Blue Cash Everyday approval chances by checking for pre-qualified offers on Amex’s website. Pre-qualification doesn’t guarantee approval, but it indicates you have good odds.