How long does it take to get approved for Blue Cash Everyday? This question is about the Blue Cash Everyday® Card from American Express

How long does it take to get approved for Blue Cash Everyday?

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This question is about the Blue Cash Everyday® Card from American Express

Brianne Larch, WalletHub Credit Card Analyst

@BrianneLarch • 07/16/21 This answer was first published on 07/06/21 and it was last updated on 07/16/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It can take anywhere from a few minutes to 10 business days to get approved for the Amex Blue Cash Everyday.

While some applicants may be approved instantly because they match the exact criteria that the issuer is looking for, not being approved right away doesn’t mean that you won’t ultimately get approved once your application is reviewed in more detail.

You will be informed either way once a decision has been reached. If you’d like to check your Amex Blue Cash Everyday application status yourself, you can do so online or by contacting customer service at (888) 826-3471. You will need to provide your Social Security number along with your home ZIP code (the one used on your application).

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What credit score do you need for the Blue Cash Everyday Card?

You need a 700 - 850 credit score to have high odds of approval for the Amex Blue Cash Everyday Card. American Express will also consider your income, your existing debts, and how many accounts you've opened recently, among other things, when you apply for Blue Cash Everyday.

Amex Blue Cash Everyday Credit Score Info

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.... read full answer

Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN, or passport. Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S. American Express will also look at your expenses, existing debt, credit history, and recent credit inquiries.

The Amex Blue Cash Everyday credit score requirement is consistent with most credit cards issued by American Express. For example, the Blue Cash Preferred® Card from American Express and The Platinum Card® from American Express also require at least good credit for high approval odds.

Note that applying for a credit card can temporarily hurt your score. So, you’ll want to check your latest credit score before you apply for the Amex Blue Cash Everyday card.

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Is American Express Blue Cash Everyday a good card?

Yes, the Amex Blue Cash Everyday is a good card for people with 700+ credit scores who want bonus rewards on groceries, gas, and online purchases. The Amex Blue Cash Everyday card offers 1 - 3% cash back, depending on the type of purchase. On top of that, this card comes with a $0 annual fee.

Amex Blue Cash Everyday Rewards

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
Get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
Terms Apply.

The Amex Blue Cash Everyday card also comes with an intro APR of 0% for 15 months on both new purchases and balance transfers. The card’s regular APR is 18.74% - 29.74% (V). There is also a 3% (min $5) balance transfer fee.... read full answer

It’s also worth noting that this card has a 2.7% foreign transaction fee, which means that it’s not a great card to use abroad or with international merchants. But for grocery and gas purchases in the United States, Amex Blue Cash Everyday is a very good card to have.

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