The Amex Blue Cash Everyday credit score requirement is 700 at a minimum. That means applicants for the Amex Blue Cash Everyday need at least good credit to be approved.
But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.
Here’s what we know about Amex Blue Cash Everyday credit scores:
The Amex Blue Cash Everyday credit score requirement at least 700. That means you’ll need at least good credit for approval.
Other requirements for the Amex Blue Cash Everyday include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.
The best way to estimate your Amex Blue Cash Everyday approval odds is to check for pre-qualification. You can do that in minutes on the American Express website. Pre-qualification does not guarantee you’ll be approved. But most people who are pre-qualified get approved. Another good way to gauge your Amex Blue Cash Everyday approval odds is to check your credit score before applying. Applicants for the Amex Blue Cash Everyday require at least … read full answergood credit to be approved.
Here’s how to estimate your Amex Blue Cash Everyday approval odds:
You can check for Amex Blue Cash Everyday pre-qualification. Go to Amex’s pre-qualified offers page, enter your contact information and the last four digits of your Social Security Number, and click the "View my Offers" button. If you are pre-qualified, it means American Express has done a soft inquiry into your credit and thinks you’d likely get approved.
You can check your credit score. Credit card applications can temporarily damage your credit score, so it’s best to know where you’re situated before applying. Amex Blue Cash Everyday requires good credit for approval, so make sure you meet that requirement.
Your Amex Blue Cash Everyday approval odds should be pretty similar to your odds with other American Express credit cards.
If your application is denied, you can request a reconsideration by calling American Express at (800) 567-1083 at least 30 days after denial. That’s basically a chance to explain yourself and correct any errors related to your application. Also, if you think your credit score needs improving, consider some tips to address just that.
The American Express credit score requirements are 700 or higher for all Amex credit cards, as of October 2020. That means American Express applicants need either good or excellent credit to get approved for a card. As a result, Amex cards are a bit difficult for the average person to get, but are attainable for people who build a history of responsible credit use.… read full answer
If you’d like to get a better idea of whether you meet the American Express card credit score requirement, you can use Amex’s online pre-qualification tool. It will show you which Amex cards you’re likely to be approved for. Pre-qualification has no impact on your credit.
Keep in mind that unlike some issuers, Amex doesn’t really cater at all to bad or fair credit. In the past, people with bad credit could get approved for a secured card on the American Express network, but not anymore.
Also, while your credit score is one of the biggest factors that determines whether you get approved or denied for an American Express card, there are plenty of other things Amex considers, too. Amex will look at your existing debts, income, recent credit inquiries, open accounts and more when evaluating your application.
You can check your Blue Cash Everyday application status online or by phone. To check online, visit the application status page and enter your full Social Security number (SSN) and the zip code on your application. Click “Check Application,” and you should see the status of your prior and current Amex applications. To check the status by phone, call 1 (800) 567-1083. You will be asked to enter the last four digits of your SSN and your zip code when you call.… read full answer
Your Blue Cash Everyday application status will fall under one of four categories: Approved, Denied, In Progress, or Cancelled. The online application status page will have a “next step” box with instructions on what to do once you’ve learned the status of your application.
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