What credit score do you need for the Blue Cash Everyday Card?

Your Amex Blue Cash Everyday approval odds if you have a credit score of 700+ (good credit). Your approval odds will also be influenced by your annual income and existing debts. In addition, applicants will need to be 18+ years old with a U.S. mailing address and a Social Security Number or an Individual Taxpayer Identification Number.... read full answer

The best way to check your Amex Blue Cash Everyday approval odd is to use the Amex pre-qualification tool online. Pre-qualification does not guarantee you’ll be approved, but it does indicate you have high approval odds. Another good way to gauge your Amex Blue Cash Everyday approval odds is to check your credit score before applying.

Ways to check your Amex Blue Cash Everyday approval odds:

• You can check for Amex Blue Cash Everyday pre-qualification online. Go to Amex’s pre-qualified offers page, enter your contact information and the last four digits of your Social Security Number. Then, click the “View my Offers” button to see if you’re pre-approved. If you are pre-qualified, it means American Express has done a soft inquiry on your credit and thinks you are likely to get approved.
  
  Your Amex Blue Cash Everyday approval odds should be pretty similar to your odds with other American Express credit cards.
• You can check your credit score. Credit card applications can temporarily damage your credit score. So, it’s best to know where you’re situated before applying. Amex Blue Cash Everyday requires good credit for approval, so make sure you meet that requirement.
• Apply for the card. When applying for Amex Blue Cash Everyday, a soft inquiry will be made on your credit report and you will be told with certainty if you are approved. However, if you are approved and choose to accept the offer afterward, Amex will do a hard pull, which may result in a small drop in your score.*

If your application is denied, you can request a reconsideration by calling American Express at (800) 567-1083 at least 30 days after denial. That’s basically a chance to explain yourself and correct any errors related to your application. Also, if you think your credit score needs improving, consider some tips to address just that.

*This limited-time new application experience is currently available for individuals applying for a U.S. personal card via WalletHub, on the American Express site, or by calling American Express and is not available if you apply for a card after you log into an existing Card Member Account.

The American Express credit score requirement is of at least 700, depending on the card. That means people with good to excellent credit are eligible to get approved for an American Express credit card.

If your credit score is below the threshold needed for a credit card from American Express, it’s best to apply only after you meet the credit score requirement. You can ... read full answercheck your credit score for free, right here on WalletHub.

American Express Credit Score Requirements by Card

• The Platinum Card® from American Express: 700+ (Good credit)
• Centurion® Card from American Express: 750+ (Excellent credit)
• Blue Cash Everyday® Card from American Express: 700+ (Good credit)
• American Express Cash Magnet® Card: 700+ (Good credit)*
• Blue Cash Preferred® Card from American Express: 700+ (Good credit)
• American Express® Gold Card: 700+ (Good credit)
• Hilton Honors American Express Card: 700+ (Good credit)
• Delta SkyMiles® Blue American Express Card: 700+ (Good credit)
• Marriott Bonvoy Brilliant® American Express® Card: 700+ (Good credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for an American Express credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

*All information about the American Express Cash Magnet® Card has been collected independently by WalletHub. The American Express Cash Magnet® Card is no longer available to new applicants through WalletHub, but may be available on the American Express website.

Yes, the Blue Cash Everyday® Card from American Express it is hard to get because applicants need to have a credit score of 700 or higher to be approved. Unless your credit score is at least good and you have a lot of income, it will be difficult for you to get approved for the Amex Blue Cash Everyday.

In order to get the Amex Blue Cash Everyday, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.

Keep in mind that even if you meet all of the requirements for the Amex Blue Cash Everyday, you’re never guaranteed to be approved.