What's the Blue Cash Everyday credit score requirement?

The best way to estimate your Amex Blue Cash Everyday approval odds is to check for pre-qualification. You can do that in minutes on the American Express website. Pre-qualification does not guarantee you’ll be approved. But most people who are pre-qualified get approved. Another good way to gauge your Amex Blue Cash Everyday approval odds is to check your credit score before applying. Applicants for the Amex Blue Cash Everyday require at least … read full answergood credit to be approved.

Here’s how to estimate your Amex Blue Cash Everyday approval odds:

• You can check for Amex Blue Cash Everyday pre-qualification. Go to Amex’s pre-qualified offers page, enter your contact information and the last four digits of your Social Security Number, and click the "View my Offers" button. If you are pre-qualified, it means American Express has done a soft inquiry into your credit and thinks you’d likely get approved.
• You can check your credit score. Credit card applications can temporarily damage your credit score, so it’s best to know where you’re situated before applying. Amex Blue Cash Everyday requires good credit for approval, so make sure you meet that requirement.
• Your Amex Blue Cash Everyday approval odds should be pretty similar to your odds with other American Express credit cards.

If your application is denied, you can request a reconsideration by calling American Express at (800) 567-1083 at least 30 days after denial. That’s basically a chance to explain yourself and correct any errors related to your application. Also, if you think your credit score needs improving, consider some tips to address just that.

The American Express credit score requirement ranges from 700 to 750, depending on the card. That means people with good to excellent credit are eligible to be approved for an American Express credit card.

If your credit score is below the threshold needed for a credit card from American Express, it’s best to wait to apply until you meet the credit score requirement. You can … read full answercheck your credit score for free on WalletHub.

American Express Credit Score Requirements by Card

The Platinum Card® from American Express: 700 (Good credit)

Centurion® Card from American Express: 750 (Excellent credit)

Blue Cash Everyday® Card from American Express: 700 (Good credit)

American Express Cash Magnet® Card: 700 (Good credit)

Blue Cash Preferred® Card from American Express: 700 (Good credit)

American Express® Gold Card: 700 (Good credit)

Hilton Honors American Express Card: 700 (Good credit)

Delta SkyMiles® Blue American Express Card: 700 (Good credit)

Marriott Bonvoy Brilliant™ American Express® Card: 700 (Good credit)

USAA Classic American Express®: less than 3 years of credit history (Limited History credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for an American Express credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

You can check your Blue Cash Everyday application status online or by phone. To check online, visit the application status page and enter your full Social Security number (SSN) and the zip code on your application. Click “Check Application,” and you should see the status of your prior and current Amex applications. To check the status by phone, call 1 (800) 567-1083. You will be asked to enter the last four digits of your SSN and your zip code when you call.… read full answer

Your Blue Cash Everyday application status will fall under one of four categories: Approved, Denied, In Progress, or Cancelled. The online application status page will have a “next step” box with instructions on what to do once you’ve learned the status of your application.