Yes, Blue Cash Everyday does offer bonus rewards at department stores. Amex Blue Cash Everyday gives unlimited 2% cash back on purchases at specific U.S. department stores, including Bloomingdale’s, JCPenney, Kohl’s, Macy’s and Nordstrom. Purchases made in-store and standard home deliveries of online purchases qualify for the 2% cash back bonus. Online purchases either picked up in-store or shipped directly from the store are not eligible for 2% bonus rewards. Normally, purchases get you 1% back with Blue Cash Everyday.
You can redeem your rewards for a statement credit ($25 minimum), gift cards or merchandise. Rewards never expire as long as your Blue Cash Everyday account is open and in good standing. If the account is closed, you will lose any unredeemed rewards. Blue Cash Everyday also comes with a $0 annual fee, which means your rewards don’t have to partially go toward recouping the cost of the card.
Any store card can be an instant approval department store credit card. When you apply online, there’s always a chance you will be instantly approved (or denied). Many stores also allow customers to apply in-store and receive a decision right away. Sometimes, the retailer will even let the new cardholder use the card immediately to pay for that day’s purchase.… read full answer
The cashier at your favorite retailer should be able to give you more information. Some of the best store cards include those from big-name retailers like TJX, Kohl’s and Amazon.
Best instant approval department store credit cards:
There are loads more department store credit cards to check out. But while it’s common to receive an instant decision for a store card, it’s not guaranteed. Your application might take longer to process if you’re right on the edge of meeting the card’s requirements, or if you make a mistake and accidentally give incorrect information on the application.
The easiest department store credit card to get approved for is the Fingerhut Credit Account, but that’s only if you count an online retailer / mail catalog as a department store. It’s the only store card you can get with bad credit. Pretty much all other store credit cards require fair credit (640+ score) for approval. But that still means most department store credit cards are easy to get for most people. It also means you should choose your card based on where you shop the most and which offers the most rewards, since there isn’t much of a difference in their approval requirements. Let’s take a look at a few good options.… read full answer
Here are some of the easiest department store credit cards to get:
Target Credit Card: For people with fair credit. 5% discount at Target and Target.com. Returns extended by 30 days. Free shipping. $0 annual fee.
Walmart® Store Card: For people with fair credit. 2 - 5 points per $1 on Walmart purchases and Walmart & Murphy USA Fuel Stations. $0 annual fee.
Kohl's Credit Card: For people with fair credit. 35% discount on your fist purchase. 5% cash back on every qualifying purchase made at Kohl. $0 annual fee.
JCPenney Credit Card: For people with fair credit. 1 point / $1 on qualifying purchases. Discounts on select items. Annual fee: None.
Amazon.com Store Card: For people with fair credit. 5% cash back at Amazon.com if you have a Prime account. $10 gift card after approval. $0 annual fee.
There are plenty of other department store cards with great deals too. For example, TJX, Saks Fifth Avenue and Sears all give savings and perks that are worth looking at. Just remember that department store credit cards can only be used at the store that issued them (and sometimes affiliates), so apply for a card from somewhere you know you’ll shop on a regular basis.
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