How can I pre-qualify for Blue Cash Everyday?

Question

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means applicants for the Amex Blue Cash Everyday need good credit or better to be approved.

But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.… read full answer

Amex Blue Cash Everyday Credit Score Info:

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.

Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.

The Amex Blue Cash Everyday credit score requirement is consistent with most credit cards issued by American Express. For example, the Blue Cash Preferred® Card from American Express, The Platinum Card® from American Express, The Amex EveryDay® Credit Card from American Express and the Amex EveryDay® Preferred Credit Card also require at least good credit for high approval odds.

Applying for any credit card can temporarily hurt your score, so you’ll want to check your latest credit score before you apply for the Amex Blue Cash Everyday card. You can also get a better idea of your Amex Blue Cash Everyday approval chances by checking for pre-qualified offers on Amex’s website. Pre-qualification doesn’t guarantee approval, but it indicates you have good odds.

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Answer 1 · 2021-08-02 09:39:35

Robert Sambrick, WalletHub Analyst

@robsam • 08/02/21 This answer was first published on 07/12/21 and it was last updated on 08/02/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can pre-qualify for Amex Blue Cash Everyday on American Express’s website. First, fill in your name and home address. Then, input the last 4 digits of your Social Security number, your total annual income and your non-taxable annual income. Finally, click “View My Card Offers.”

Pre-qualification allows people to see their approval odds for American Express cards before applying. Amex’s tool will show a list of all the cards a person has high approval odds for, which may include Amex Blue Cash Everyday. If Amex Blue Cash Everyday appears in the list, you’ll be able to click a link to apply for it.

Checking for Amex Blue Cash Everyday pre-approval will not impact your credit because Amex will only do a soft pull of your credit. However, if you choose to apply for the card afterward, Amex will do a hard pull, which will result in a small drop in your score. And it’s still possible to get rejected for the card based on Amex’s full review of your financial profile.

How can I pre-qualify for Blue Cash Everyday?

Robert Sambrick, WalletHub Analyst

Blue Cash Everyday® Card from American Express

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