You can pre-qualify for Amex Blue Cash Everyday on American Express’s website. First, fill in your name and home address. Then, input the last 4 digits of your Social Security number, your total annual income and your non-taxable annual income. Finally, click “View My Card Offers.”
Pre-qualification allows people to see their approval odds for American Express cards before applying. Amex’s tool will show a list of all the cards a person has high approval odds for, which may include Amex Blue Cash Everyday. If Amex Blue Cash Everyday appears in the list, you’ll be able to click a link to apply for it.
Checking for Amex Blue Cash Everyday pre-approval will not impact your credit because Amex will only do a soft pull of your credit. However, if you choose to apply for the card afterward, Amex will do a hard pull, which will result in a small drop in your score. And it’s still possible to get rejected for the card based on Amex’s full review of your financial profile.
The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means applicants for the Amex Blue Cash Everyday need good credit or better to be approved.
But your credit score is only one of the factors considered when you apply. American Express will also consider your income, existing debts, number of recently opened accounts and other things. Make sure you are aware of what American Express looks for before applying.… read full answer
Amex Blue Cash Everyday Credit Score Info:
The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you’ll need at least good credit for approval.
Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN or passport (Amex can access your credit reports from select countries so you don’t necessarily need a credit history in the U.S.). American Express will also look at your expenses, existing debt, credit history and recent credit inquiries.
People drive me nuts with these answers, critical thinking skills are missing. Even if the cards are “hard” to get it still has levels. I read the question not as “is it easy to get an Amex” but “which card has the lowest requirements?” Lowest requirements doesn’t mean 500 credit score it simply means the lowest for that company which could be 750, it’s not a low number but is the LOWEST REQUIREMENT. From reading the answers NONE of you answered the question just went on your personal rant. So for clarity I will re-ask the question for the OP.… read full answer
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