You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Blue Cash Preferred Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Blue Cash Preferred credit score requirement. You can check your credit score for free on WalletHub.
The Amex Blue Cash Preferred credit limit is $1,000 to nearly $30,000, according to reports from Blue Cash Preferred cardholders online. Amex does not publicize its minimum or maximum credit limits, instead setting Blue Cash Preferred credit limits based primarily on an applicant’s credit history and annual income. So, applicants will not know their exact credit limit until they’re approved for an account.… read full answer
If you’re not satisfied with your starting Amex Blue Cash Preferred credit limit, you can contact American Express and request a credit limit increase. Log in to your online account and find the “Increase Credit Limit” link in the Account Services menu to make your request. Or, call customer service at 1 (800) 528-4800. When prompted, enter your card number and state “credit limit increase” to connect to a customer service representative. Bear in mind that your odds of getting a credit limit increase are best if you’ve made at least 6 consecutive months of on-time payments on your Blue Cash Preferred account.
Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Since the average credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.Since the … read full answeraverage credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.
You also won’t get approved for the Blue Cash Preferred card if you already have five Amex cards, if you’ve already applied for an Amex card in the past five days, or if you’ve already applied for two Amex cards in the past 90 days.
Having said that, it is also worth noting that your credit score isn’t the only thing the issuer takes into account while considering your application. Various other factors will also determine the outcome, like your credit history, your income and any debts you might have.
You will need to provide some personal information, such as your employer's information, your Social Security number, and your mailing address.
Keep in mind that a credit score of 700+ is required for Blue Cash Preferred. This means that you need at least good credit to get it. But apart from your credit score, the issuer will also take into account various other factors like your credit history, income and debts.… read full answer
Having said that, it is also worth noting that you can see if you’re pre-qualified for an American Express card by using their online pre-qualification tool.
If for some reason an approval decision cannot be made immediately, you can check the status of your application online (even if you applied by phone).
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