Does Amex Blue Cash Preferred consider Kroger a supermarket? This question is about the Blue Cash Preferred® Card from American Express

Does Amex Blue Cash Preferred consider Kroger a supermarket?

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This question is about the Blue Cash Preferred® Card from American Express

Leon Denerus, WalletHub Analyst

@Leo.DC • 10/27/20 This answer was first published on 10/27/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Blue Cash Preferred counts Kroger as a supermarket, making it eligible to earn 6% cash back on store purchases, up to $6,000 annually, when charged to the card. The higher earnings rate applies to purchases at U.S. supermarkets and online supermarkets, as long as the transaction is categorized with the merchant category code for supermarkets and grocery stores.

Amex does not classify retailers like Target and Walmart as grocery stores, which means purchases charged to the Blue Cash Preferred card get just 1% cash back. Other merchants that do not qualify for 6% cash back rewards are warehouse clubs, convenience stores, gourmet shops, specialty stores, and more.

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