If you accidentally make less than the required minimum payment or you miss your Blue Cash Preferred due date entirely, you can always ask customer service to waive the late fee by calling 800-528-4800. This is much more likely to work if you have a great payment history with American Express, but even if not, there's no harm in asking.
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
The Blue Cash Preferred card annual fee is $0 intro 1st yr, $95 after. Blue Cash Preferred’s $95 annual fee, which starts the second year, is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Blue Cash Preferred® Card from American Express, either.… read full answer
You can get a Blue Cash Preferred cash advance at participating ATM locations worldwide that accept American Express cards. You will need the Blue Cash Preferred and the PIN (Personal Identification Number) you received when you opened the account. You can view or change your PIN under the “Card Management” section of your … read full answeronline account. If do not have access to your PIN, call customer service at (800) 227-4669 to request a new one.
Here is what you need to know about Blue Cash Preferred cash advances:
How to get one: Use your card to withdraw cash from one of the participating ATMs worldwide. You will have to use your designated PIN. You can see your PIN or change it in the Card Management section of your online account. If you do not see your PIN or haven’t received one, you can request one at (800) 227-4669.
Cash advance APR: 25.99% (V). Keep in mind that unlike regular purchases, your cash advances accrue interest immediately, with no grace period.
Cash advance fee: Each cash advance is subject to a fee of 5% (min $10).
Cash advance limit: American Express assigns you a cash advance limit that is part of your overall credit limit. These can be viewed on your billing statements.
Cash equivalents: Cash advances also include travelers or gift checks, money order, digital currency, casino gaming chips, race track wagers and similar online and offline betting transactions.
As you can see, cash advances are expensive transactions. So unless you need emergency cash, you should avoid them.
Include your credit card number on your payment to avoid any processing delays.
Allow enough time for American Express to receive your payment on or before the due date, or it will be considered late.
Send your payment via overnight mail, if necessary. The American Express overnight payment address is:
American Express Attn: Express Mail Remittance Processing 20500 Belshaw Ave Carson, CA 90746
Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account, through the American Express mobile app, or by calling customer service at 1-800-472-9297. American Express also allows in-person payments at local American Express branches.
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