You can make a Blue Cash Preferred® Card from American Express payment online, by phone, through the American Express mobile app or by mail. To pay a Blue Cash Preferred bill online, log in to your online account and click on "Payments." Then, choose how much to pay, when to pay it, and where the payment is coming from. American Express does allow cardholders to set up automatic payments, too.
Ways to Make a Blue Cash Preferred Payment
By phone: Call 1-800-472-9297 and enter your card information when prompted.
Online:Log in to your online account and click on “Payments.”
Through the mobile app: Log in to your account and select your card, then tap "Make a Payment."
By mail: Send a check or money order (but not cash) to American Express / P.O. Box 650448 / Dallas, TX 75265-0448. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Since the average credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.Since the … read full answeraverage credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.
You also won’t get approved for the Blue Cash Preferred card if you already have five Amex cards, if you’ve already applied for an Amex card in the past five days, or if you’ve already applied for two Amex cards in the past 90 days.
Having said that, it is also worth noting that your credit score isn’t the only thing the issuer takes into account while considering your application. Various other factors will also determine the outcome, like your credit history, your income and any debts you might have.
The Blue Cash Preferred credit limit is based on American Express’s assessment of each application, so the card’s credit limit will be different for each applicant. American Express does not include any specific Blue Cash Preferred credit limit information in the card’s terms.
For the most part, Blue Cash Preferred credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.… read full answer
That said, the Blue Cash Preferred card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the American Express customer service number on the back of your card, but it’s best not to do that more than once a year. American Express will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with American Express.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Blue Cash Preferred Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Blue Cash Preferred credit score requirement. You can check your credit score for free on WalletHub.
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