Chip Lupo, Credit Card Writer
@CLoop
You can request a Delta SkyMiles® Blue American Express Card credit limit increase online, through the American Express mobile app, or by calling customer service at 1-800-528-4800. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income American Express has on file. American Express will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
How To Get a Blue Delta SkyMiles Credit Card Credit Limit Increase Online
- Log in to your online account or the American Express mobile app.
- Choose the Blue Delta SkyMiles Credit Card from the list of account options (if you have more than one American Express card).
- Click “Account Services,” and then “Request Credit Limit Increase.”
- Enter your 4-digit CID, total annual income and desired credit limit. Click “Continue.”
- Confirm the information entered and click “Submit Request” to complete the request.
You should receive a decision in just a few seconds. If you’re approved for a Blue Delta SkyMiles Credit Card credit limit increase, the new limit is effective immediately.
Impact of a Blue Delta SkyMiles Credit Card Credit Limit Increase on Your Credit Score
When you request a Blue Delta SkyMiles Credit Card credit limit increase, American Express will conduct a soft pull of your credit report, which does not affect your credit score. However, some Blue Delta SkyMiles Credit Card credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. American Express cannot do a hard pull without your permission.
Alternatively, you could be eligible for a Blue Delta SkyMiles Credit Card credit limit increase without even requesting one. The Blue Delta SkyMiles Credit Card may offer an automatic credit limit increase if American Express’s regular review of your account shows a history of on-time payments and low debt.
Delta SkyMiles® Blue American Express Card
People also ask
How high are American Express credit limits?
There is no way to know how high American Express credit limits are as Amex doesn’t disclose this information in their cards’ terms and conditions. Your credit limit will depend on your credit history, debt level, income, and payment history on other American Express cards. So, you won’t know your American Express credit limit until you’re approved for an account.
One way to estimate what credit limit you might get on an American Express card...
read full answerHow do you get an American Express Credit Limit Increase?
You can get an American Express credit limit increase by requesting one online or by calling either the number on the back of your card or (800) 528-4800. To request a credit limit increase online, follow these steps:
- Log into your Amex account using your credentials.
- Click on “Account Services” and then “Credit Management.”
- Finally, click on “Increase Line of Credit.”
For phone requests, you’ll be dealing with an automated system at first....
read full answerWhat is the Blue Delta SkyMiles Credit Card credit score requirement?
The Delta SkyMiles® Blue American Express Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Blue Delta SkyMiles Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Blue Delta SkyMiles Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment...
read full answerDid we answer your question?