The British Airways Credit Card rental car insurance works if you decline the rental car agency's insurance and charge the entire rental to your Visa Signature card. It provides collision and theft insurance up to the value of the car.
Physical damage and/or theft of the rental car
Reasonable towing charges related to covered loss
Valid loss-of-use charges
What's not covered:
Expensive, exotic and antique automobiles
Expenses reimbursed under other insurance policies
Injury of anyone or anything inside or outside of the vehicle
Leases and mini leases
Loss or theft of personal belongings
You can file a claim online or by calling 1-888-320-965 as soon as possible. You must report the damage and/or theft in no more than 60 days of occurrence.
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