How much is the Buckle Credit Card minimum payment?

The Buckle Credit Card minimum payment will be equal to your balance if it’s $30 or less ($37 if you were charged a late fee) or 5% of plan balance at the end of billing period rounded up to nearest $1 (minimum $5) – whichever is higher.

Buckle Credit Card Minimum Payment

• Balance of $30 or less: If your statement balance is $30 or less ($37 if you were charged a late fee during the prior six billing periods), the Buckle Credit Card minimum payment will be equal to the balance.
• Balance over $30: If your balance is more than $30 (or $37 if you were charged a late fee during the prior six billing periods), the minimum payment is the past due amount plus 5% of plan balance rounded up to nearest $1 (minimum $5).

Your minimum payment may be different if you choose one of the Buckle Credit Card’s financing plans. In any case, you can find how much exactly your minimum payment is on your monthly statement.

The minimum payment is the smallest amount you’re obligated to pay by the due date for your Buckle Credit Card account to be in good standing. Failure to pay by the due date may result in a late fee (up to $41). Your credit score will also take a hit if you miss multiple minimum payments.