What's the best business credit card for balance transfers?

The best business credit card for balance transfers is the Blue Business Plus Credit Card from American Express because it has a 0% balance transfer APR for 15 months and a $0 annual fee. It also gives 2 points per $1 spent on everyday business purchases. But there is a 3% balance transfer fee, with a minimum of $5.

There aren’t many business credit card balance transfer offers with 0% interest rates to choose from. But some that are available, such as the Chase Ink Business Cash and Unlimited cards, offer rewards for business-related spending in addition to a 0% balance transfer APR.

You could also use a personal credit card for a business balance transfer. Just make sure to only put business expenses on the card, or else your bookkeeping will get tricky. The best personal card for a business credit card balance transfer is Chase Slate because it offers 0% for 15 months on transfers, plus a $0 annual fee and $0 balance transfer fee.

Here are the best business credit cards for balance transfers:

• Blue Business Plus Credit Card from American Express: 0% balance transfer APR for 15 months. 3% transfer fee (min. $5). 15.24% - 21.24% (V) regular APR. 2 points per $1 on the first $50,000 spent each year on business purchases. 1 point per $1 on all other purchases. No annual fee. Good credit required.
• Chase Ink Business Cash: 0% balance transfer APR for 12 months. 5% transfer fee (min. $5). 15.24% - 21.24% (V) regular APR. $500 cash back for spending $3,000 in the first 3 months. 2%-5% cash back on select purchases and 1% on other purchases. No annual fee. Good credit required.
• Chase Ink Business Unlimited: 0% balance transfer APR for 12 months. 5% transfer fee (min. $5). 15.24% - 21.24% (V) regular APR. $500 cash back bonus when you spend $3,000 in the first 3 months. 1.5% cash back on all purchases. No annual fee. Good credit required.
• Zions Bank AmaZing Rewards Business: 0% balance transfer APR for 12 months. 3% transfer fee (min. $10). 16.24% (V) regular APR. 100,000 bonus points when you spend $7,500 in the first 90 days. 1-3 points per $1 spent on purchases. No annual fee. Excellent credit required.
• Chase Slate: 0% balance transfer APR for 15 months. $0 transfer fee. 16.99% - 25.74% (V) regular APR. No annual fee. Excellent credit required.
• Citi Simplicity: 0% balance transfer APR for 21 months. 5% transfer fee (min. $5). 16.74% - 26.74%* (V) regular APR. No annual fee. Good credit required.

A business credit card balance transfer allows you to move business debt from one loan or credit card to another credit card. Good balance transfer cards offer an introductory interest rate lower than the regular APR, sometimes as low as 0%. You’ll pay interest at the regular APR on any balance remaining after an introductory APR expires. Keep in mind that in most cases, you’ll be charged a 3%-5% transfer fee on each balance transferred. There are cards that do not charge a transfer fee, but they tend not to offer an introductory balance transfer APR.