John S Kiernan, Managing Editor
@John
The best business credit card for balance transfers is the U.S. Bank Business Platinum card, because it has a balance transfer APR of 0% for 15 billing cycles* and a $0* annual fee. But there is a 3% (min $5) balance transfer fee.
There aren’t many business credit card balance transfer offers with 0% interest rates to choose from. But you could also use a personal credit card for a business balance transfer. Just make sure to only put business expenses on the card, or else your bookkeeping will get tricky.
The best personal card for this purpose is the U.S. Bank Visa® Platinum Card because it offers an introductory APR of 0% for 20 months on balance transfers, with a 3% (min $5) balance transfer fee and a $0 annual fee.
Best Business Credit Cards for Balance Transfers
- U.S. Bank Business Platinum
- U.S. Bank Business Cash Rewards World Elite™ Mastercard®
- PNC Visa® Business Credit Card
- Edward Jones Business Credit Card
- Wells Fargo Platinum card
- Zions Bank AmaZing Rewards® Business Credit Card
A business credit card balance transfer allows you to move business debt from one loan or credit card to another credit card. Good balance transfer cards offer an introductory interest rate lower than the regular APR, sometimes as low as 0%. You’ll pay interest at the regular APR on any balance remaining after an introductory APR expires. Keep in mind that in most cases, you’ll be charged a 3%-5% transfer fee on each balance transferred. There are cards that do not charge a transfer fee, but they tend not to offer an introductory balance transfer APR.

2021's Best Business Credit Cards
Compare CardsPatricia, Member
@patgaines36
I feel American Express is, I got the card with a 2000. Line of credit with a credit score of 641. I revieved a letter in tge mail to apply.. The balance transfer is awesome
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