Hi! Good for you for being so entrepreneurial at such a young age. That is great! I can think of several other possibilities:
1. Ask a parent, guardian or other to be a co-signer on a credit card with you. That's a risk for them because your debt can become their debt if you don't pay, but it's a possibility.
2. Join a credit union in your town and see if after you are a member for a few months if they will issue you a credit card. Again, at age 16, it might not work, but when you turn 17 your chances will go up. Also, I am not sure if a debit card would work for your purposes....if so, you could get one of those when you open an account. You can try an actual bank, too, but usually credit unions are more lenient on lending and credit and their fees are lower.
3. Apply for a "secured" credit card...search Wallet Hub for possible ones.
4. Use Visa/Mastercard "gift cards" that you buy and function as credit cards.
5. Have your taxes done at H&R Block and buy an "Emerald Card" that you can add money to and use as a credit card.
6. Enroll in a community college nearby by for a class or as dual enrollment in high school and see if that can get you access to applying for and getting you a credit card. Years ago when my kids were in college, the offers for credit card flowed freely...they may have dried up by now, but it's a possibility.
I hope one of these ideas can work, and best of luck to you!!!
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