The Discover cash advance limit depends on your credit limit and on the type of credit card that you have. Existing balances, such as purchases and balance transfers, also affect how much cash you have available.
To find out exact information about your available cash credit line, log in to your Discover account and go to “Card Info”.… read full answer
Keep in mind that cash advances don't have an interest-free period. They also have a higher APR and are subject to a cash advance fee, so you should avoid getting one.
You can redeem your rewards as statement credit, bank account deposits, gift cards/eCertificates, charity donations, or to use it as payment on Amazon.com and PayPal.
The cashback bonus never expires.
The cashback bonus can be redeemed any time, in any amount starting with 1 cent (for statement credits, bank account deposits, Amazon.com and PayPal payments or charity donations). Gift cards and eCertificates options start at $5.… read full answer
Redemption of cashback may not be available for approximately 24-48 hours if your card is lost or stolen.
Once your new account is approved, Discover matches the cashback you earn during the first year. So if you earned $200 during the first 12 months, Discover will throw in another $200 for a total of $400.
You can redeem your cash back by logging in to your Discover online account or calling Discover at (800) 347-2683.
The best Discover card for cash back is the Discover it® Cash Back as it offers up to 5% in quarterly rotating categories, up to the quarterly maximum when you activate. But different Discover cards have different cash back offers, so it's best to check out the full terms and conditions of the one you own, or want to apply for.
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