Maria Adams, Credit Cards Moderator
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Yes, you can live without a credit card. However, you should consider getting one. The pros of credit cards range from convenience and credit building to 0% financing, rewards and cheap currency conversion.
You don’t even need to make any purchases with a credit card to benefit, as simply keeping an open credit card account in good standing is enough to build credit. In addition, you need a credit card if you want to have the best protection against fraud and theft.
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