Yes, you can pay your Capital One credit card at any Capital One bank branch during normal business hours. Just bring your credit card and photo ID to a teller and tell them the amount you would like to pay. Capital One accepts cash, checks, and money orders as payment at its bank branches. Or, you can give the teller a bank account and routing number to withdraw a payment from a bank account.
You can also pay your credit card at a Capital One ATM, but this option is limited to a few select bank branch locations. Additionally, you can use an ATM to deposit cash or checks into your checking account, which you can then use to pay your Capital One credit card with a teller's help.
What you should know before making a Capital One credit card payment at an ATM:
You can check for available ATMs online by entering your desired location and filtering results by selecting "ATM" and "Make card payment".
To make sure your nearest ATM supports credit card payments, call the number on the back of your card, or the branch.
Make sure to bring your credit card along with the exact cash amount when paying at an eligible ATM.
It's also good to note that you may not be able to pay a co-branded Capital One credit card, such as the Capital One Walmart Rewards® Mastercard®, at certain Capital One branches. However, you may be able to pay these at an eligible ATM. It's a good idea to call and ask beforehand.
You can also make a Capital One credit card payment over the phone, by calling (800) 227-4825 or the number you see on the back of your card. Alternatively, you can send a check or money order (not cash) to:
Capital One Attn: Payment Processing PO Box 71083 Charlotte, NC 28272-1083
Capital One Attn: Payment Processing 6125 Lakeview Rd Suite 800 Charlotte, NC 28269
If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date. Write your credit card number on the check, too.
Capital One ATMs are on the MoneyPass and AllPoint ATM networks. So, even if you don’t see the Capital One name on the ATM, you can make transactions at any MoneyPass or AllPoint ATM without any fees. A non-Capital One ATM that’s not on one of these networks will likely charge you a fee of a few dollars for the use of the machine.
Capital One has more than 70,000 ATM locations nationwide. You’ll find them at select Target, Walgreens and CVS stores, in addition to local Capital One branches.
Yes, you can pay your Capital One credit card with a debit card, just not directly. You may use a checking or savings account to pay online or over the phone.
For phone payments, call the number on the back of your card, then verify the name on the account, along with the address and the last four digits of your Social Security number. Next, provide your checking/savings account information. You will also need the routing number for the bank account for verification purposes. Alternatively, you can pay in person at a local Capital One branch with cash.… read full answer
Alternatives to paying your Capital One credit card with a debit card
Although Capital One does not accept debit cards as a form of payment, you may pay your Capital One credit card bill with a debit card at 7-Eleven and Kroger stores. You can also pay your Capital One credit card with Western Union online, through their mobile app, and at a Western Union location using a debit card. Some non-Capital One locations may charge a fee for debit card payments, though.
Capital One credit card payments made through third party services may take longer to process. So, make sure Capital One receives your credit card payment before the due date.
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