Yes, you can submit a Costco Credit Card application at Costco, as long as you’re already a Costco member. Simply find the service desk in the store and tell them you’d like to submit an application. If you’re not a member yet, just inform the customer service representative. You’ll be able to sign up for a Costco membership and apply for the Costco Visa in one trip. You can also sign up for a Costco membership online. A regular, Everyday Value Costco membership costs $60 per year, while a premium, Gold Star Executive membership will run you $120 a year.
When you apply for the Costco Citi Visa in person at a Costco location, you may get approved or denied instantly, or it may take up to a few weeks to receive a decision by mail or email. If you’re approved, you can expect to receive your card in the mail within 7 to 14 business days.
It might be more convenient for you to submit an application online, though.
Whether you submit your Costco Credit Card application at Costco or online, you’ll need to provide the following information:
- Costco membership number
- Basic personal information (Name, date of birth, address, phone number, email)
- Social Security number (SSN) and U.S. citizenship status
- Financial info (Annual income, mortgage/rent payment, bank accounts)
- Information about any authorized users you may want to add
Bear in mind that the Costco Credit Card generally requires excellent credit for approval. You can check your latest credit score for free on WalletHub if you don’t know where you stand.
If you’re approved for the Costco Credit Card, you should receive your card within 7-14 business days.