Can I use my Capital One Savor card anywhere?

Capital One Savor is a Mastercard. That means you can use your Capital One Savor at nearly 11 million merchants nationwide. Plus, you can use it abroad in more than 210 countries and territories.

Here’s what you should know about the Capital One Savor card acceptance:

• Card network-level benefits: Capital One Savor is a World Elite Mastercard... read full answer. That means it offers the Mastercard network’s highest level of benefits. Notable perks include up to $1 million in travel accident insurance and $1,500 per trip in trip cancellation insurance. The card’s extended warranty benefit also adds up to two extra years to an item’s original warranty and gives as much as $10,000 in coverage. Plus, the card offers rental car insurance, roadside assistance, purchase protection and more.
• No foreign transaction fees: On top of the Capital One Savor’s wide global acceptance, frequent travelers will also enjoy the card’s $0 foreign transaction fees. That means you’ll be able to use this card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
• Other perks: The Capital One Savor card provides plenty of its own rewards and perks to complement Mastercard’s array of benefits. For example, the card offers 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats).

Ultimately, there are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.

The Capital One Savor foreign transaction fee is $0. In fact, all Capital One credit cards benefit from $0 foreign transaction fees. That means you can use the Capital One Savor card anywhere in the world that accepts Mastercard without paying a surcharge. The same applies for online purchases made through an international merchant.

Capital One Savor Fees

• Annual fee: $95 annual fee.
• Cash Advance Fee: 3% (min $3)
• Foreign Fee: $0
• Balance Transfer Fee: $0
• Max Late Fee: $40

Apart from offering $0 foreign transaction fees on all of its credit cards, Capital One does not require you to set a travel notification before heading abroad, either. Just make sure you keep your contact information updated while traveling abroad in case Capital One needs to reach you.