Benny Joseph, WalletHub Analyst
@Benjy_1
Yes, you can use your gas credit card virtually anywhere as long as it belongs to a major credit card network like Visa or Mastercard. If, on the other hand, you have a gas-only co-branded card that does not belong to a credit card network, you will only be able to use it at the gas station it is affiliated with.
Gas credit cards that can be used anywhere
Generally, gas credit cards are built to offer supplemented rewards on gas expenditures but do not have restraints on other purchases. There are gas credit cards that are co-branded with a specific gas station, but can be used anywhere. For instance, the Shell Credit Card belongs to the Mastercard network and can be used anywhere Mastercard is accepted.
Other cards have general gas purchases as part of their reward categories, but aren’t affiliated with a specific gas station. The Citi Premier® Card, for instance, earns 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. And it belongs to the Mastercard network, so you can use it anywhere Mastercard is accepted.
Gas-only cards
Gas-only cards are more like store cards as they do not belong to a specific card network and you can only use them for purchases at their affiliated gas stations. So if your card does not have a network logo on it, it’s a gas-only store card. These cards tend to have more lenient approval requirements.
People also ask
Where can I use my Shell credit card?
Yes, you can use your Shell Credit Card anywhere Mastercard is accepted. That is virtually anywhere in the world where credit cards are accepted as Mastercard benefits from extensive worldwide acceptance. When using it abroad or online with international merchants, be aware that you'll be charged a 3% foreign transaction … read full answer
show lessWhere can I use my BP Gas Card?
You can use the BP Gas Card at any BP or Amoco gas station, both at the pump and inside the station. The BP Visa Credit Card can be used anywhere Visa is accepted. Both BP cards give discounts on every BP and Amoco fuel purchase.
show lessWhat credit score is needed for a gas card?
You’ll need a 640 credit score or higher for most gas cards. That’s fair credit or better. At this credit level, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be used to make purchases … read full answer
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