Yes, you can use your gas credit card virtually anywhere as long as it belongs to a major credit card network like Visa or Mastercard. If, on the other hand, you have a gas-only co-branded card that does not belong to a credit card network, you will only be able to use it at the gas station it is affiliated with.
Gas credit cards that can be used anywhere
Generally, gas credit cards are built to offer supplemented rewards on gas expenditures but do not have restraints on other purchases. There are gas credit cards that are co-branded with a specific gas station, but can be used anywhere. For instance, the Shell Credit Card belongs to the Mastercard network and can be used anywhere Mastercard is accepted.
Other cards have general gas purchases as part of their reward categories, but aren’t affiliated with a specific gas station. The Citi Premier® Card, for instance, earns 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. And it belongs to the Mastercard network, so you can use it anywhere Mastercard is accepted.
Gas-only cards are more like store cards as they do not belong to a specific card network and you can only use them for purchases at their affiliated gas stations. So if your card does not have a network logo on it, it’s a gas-only store card. These cards tend to have more lenient approval requirements.
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