Can I use my Home Depot credit card anywhere? This question is about the Home Depot® Credit Card

Can I use my Home Depot credit card anywhere?

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This question is about the Home Depot® Credit Card

Sue Patterson, WalletHub Analyst

@sweetsue • 10/28/22 This answer was first published on 06/09/20 and it was last updated on 10/28/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, you cannot use your Home Depot® Credit Card everywhere. The Home Depot® Credit Card is a store credit card and it can only be used at Home Depot stores and through the Home Depot website.

Regular credit cards are part of a card network – Mastercard, Visa, Discover, or American Express – so those cards can be used anywhere the card’s network is accepted. Store cards aren’t affiliated with a card network, so they can only be used in a particular store or set of stores.

Alternative Credit Card Option

If you're in the market for a similar credit card that can be used almost anywhere, check out the Walmart Credit Card. This card is on the Mastercard network, so it's accepted basically anywhere they take credit cards.

@sparks3josh

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Incorrect, Home Depot credit card payments can indeed be made in-store.

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How can I make a Home Depot Credit Card payment?

The easiest way you can make a Home Depot® Credit Card payment is either online, or over the phone at (866) 875-5488. Alternatively, you can pay your Home Depot® Credit Card bill through the mobile app, by mail, or at a branch. The issuer does allow cardholders to set up automatic payments, too. Keep in mind that you cannot make a Home Depot® Credit Card payment in-store.

Ways to Make a Home Depot® Credit Card Payment

Online: Sign in to your online account and click the “Make... read full answer

Are there any Home Depot credit card promotions?

One of the best Home Depot credit card promotions is $100 off a single-receipt purchase of $1,000 or more in your first 30 days with the Home Depot Consumer Credit Card. You’ll also receive 0% deferred interest for 6 months on purchases of at least $299. If you pay the purchases off by the end of the intro period, you pay no interest. Otherwise, you owe all the interest you would have paid, at an...

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What's the maximum Home Depot Credit Card credit limit?

Citibank, the issuer, does not disclose a Home Depot credit card max limit. It will be determined based on your creditworthiness.

You will be informed of the amount of your credit limit when you receive your card. Some credit limits may be as low as $500.

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