No, you cannot use your Kohl's Credit Card anywhere. The Kohl's Credit Card is a retail store credit card, which means this card can only be used in-store at any Kohl’s location or for online purchases on the Kohl’s website or mobile app.
Unfortunately, Kohl’s does not offer a co-branded store card. Co-branded store cards are tied to one of the major credit card networks such as Visa or Mastercard, and they can be used anywhere the network’s credit cards are accepted.
You can request a Kohl's Credit Card credit limit increase online, or by calling customer service at the number on the back of your card. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Capital One has on file. Capital One will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.… read full answer
How To Get a Kohl's Credit Card Credit Limit Increase Online
Choose the Kohl's Credit Card from the list of account options (if you have more than one Capital One card).
Click “Account Summary,” and then “Request Credit Line Increase.”
Enter the required information.
Confirm the information entered and click “Submit” to complete the request.
You should receive a decision in just a few seconds. If you’re approved for a Kohl's Credit Card credit limit increase, the new limit is effective immediately.
Impact of a Kohl's Credit Card Credit Limit Increase on Your Credit Score
When you request a Kohl's Credit Card credit limit increase, Capital One will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Capital One cannot do a hard pull without your permission, though.
Alternatively, you could be eligible for a Kohl's Credit Card credit limit increase without even requesting one. The Kohl's Credit Card may offer an automatic credit limit increase if Capital One’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.