Can I use my Sam's Credit Card at Walmart? This question is about the Sam's Club® Credit Card

Can I use my Sam's Credit Card at Walmart?

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This question is about the Sam's Club® Credit Card

Thom Fotenberg, WalletHub Credit Card Analyst

@thom.f • 09/16/22 This answer was first published on 09/17/21 and it was last updated on 09/16/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, you can use your Sam's Club® Credit Card at Walmart. The Sam's Club® Credit Card can be used anywhere Mastercard is accepted. That is pretty much anywhere, as Mastercard benefits from extensive worldwide acceptance.

The Sam's Club® Store Card can also be used at Walmart locations in the U.S. and Walmart.com, but you won't be able to use it at Walmart Fuel Stations.

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Rene Hogan, Member

@hogisan • 02/10/23 This answer was first published on 02/10/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I tried using my Sam's Club Mastercard at a WalMart Super Center yesterday. I did the chip insertion first, then swiping the card the second time. Both times my card was rejected with a messaging stating that I was using card that was not accept at WalMart terminal.

It looks like Sam's and WlMart are not on "credit card" speaking terms.

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hartfielddon, Member

@hartfielddon • 02/08/23 This answer was first published on 02/08/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Not true cause I just left Walmart and tried to use my Sam's club Mastercard and it was declined and I have a 1000.00 limit and my purchase was 65.00 so I guess you can only use it at Sam's but it cool cause I go to Sams on a regular too.

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Can I use my Sam's Club credit card anywhere?

Yes, you can use a Sam's Club® Credit Card everywhere Mastercard is accepted, not just in Sam's Club warehouse stores. That is pretty much anywhere credit cards are accepted as Mastercard benefits from extensive worldwide acceptance. And you can earn rewards both for Sam’s Club and other purchases: 5% cash back on gas (up to $6,000 spent per year), 3% back on dining, takeout and on Sam’s Club purchases for Plus members, and 1% back on all other purchases (up to $5,000 earned in cash back rewards per year).

Keep in mind that if you have the Sam's Club® Store Card, its use will be restricted to Sam’s Club and Walmart locations in the U.S.

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Can I use my Walmart Credit Card at Sam's Club?

Yes, you can use your Walmart Credit Card at Sam’s Club. Both this card and the Walmart® Store Card work at Sam’s Club for in-store purchases and gas purchases. Only the Walmart Credit Card can be used online for purchases from SamsClub.com, however. The website does not accept the Walmart® Store Card.

In addition to Sam’s Club stores and Sam’s Club gas stations, the Walmart® Store Card works at Walmart, Walmart.com, and Murphy USA gas stations. But you can use a Walmart Credit Card everywhere Mastercard...

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Can I withdraw cash from my Sam's Club Credit Card at Walmart?

Yeah, but only is you have the Sam’s Club MasterCard. You may obtain a quick cash advance not only at Sam’s Club but at Walmart and other retailers which accept MasterCard as well, up to $100 per day.
The store version does not work for cash advances at Walmart. You can't get cash advances on a store card.

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