Can I use my Walmart credit card at Sam's Club? This question is about the Capital One Walmart Rewards® Mastercard®

Can I use my Walmart credit card at Sam's Club?

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This question is about the Capital One Walmart Rewards® Mastercard®

Maria Adams, Credit Cards Moderator

@m_adams • 03/24/22 This answer was first published on 03/23/21 and it was last updated on 03/24/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, you can use your Walmart Credit Card at Sam’s Club. Both this card and the Walmart® Store Card work at Sam’s Club for in-store purchases and gas purchases. Only the Walmart Credit Card can be used online for purchases from SamsClub.com, however. The website does not accept the Walmart® Store Card.

In addition to Sam’s Club stores and Sam’s Club gas stations, the Walmart® Store Card works at Walmart, Walmart.com, and Murphy USA gas stations. But you can use a Walmart Credit Card everywhere that accepts Mastercard.

More info about using your Walmart Credit Card at Sam’s Club:

There are a few more things you should be aware of before making a Sam’s Club run, though. For one thing, if you’re not a Sam’s Club member, you’ll be charged a 10% fee at checkout when shopping there. Sam’s Club membership also costs $45 - $100 per year, depending on the membership tier.

So, if you’re already a Sam’s Club member, you can and should use your Walmart Credit Card there. If you’re not a member yet, it’s worth becoming one if your non-member service charges exceed the annual fee. That means you should join if you plan to spend at least $450 at Sam’s Club per year.

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Here’s where you can use your Walmart Credit Card for gas:… read full answer

Walmart: 1,100+ stations

Murphy USA: 1,500+ locations in the South and Midwest

Sam’s Club: 500+ stations

Walmart Neighborhood Market: Some stores with stations

Any Stations Accepting Mastercard: Only applies to the Capital One Walmart Rewards® Mastercard®

If you do buy gas using your Walmart Credit Card, you’ll get some great rewards. If you fill up at Walmart or Murphy USA, you’ll get 2% of everything you spend back as a statement credit. While gas purchases for the Walmart® Store Card are limited to these locations, you can use your Capital One Walmart Rewards® Mastercard® for gas anywhere else, and you’ll still get 1% back as a statement credit.

You’ll get these statement credits each month for the purchases you made during the month. You can also redeem your rewards for cash back, recent purchases in and out of Walmart, travel, and gift cards.

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Where can I use my Walmart credit card?

You can use your Walmart Credit Card anywhere Mastercard is accepted. On the other hand, the Walmart® Store Card only works at Walmart, Walmart.com, Walmart Neighborhood Market, Sam’s Club, and Murphy USA gas stations. You need fair credit to get either card.

Here’s where you can use any Walmart Credit Card:… read full answer

Walmart stores (over 9,000 locations)

Walmart.com (open 24/7)

Sam’s Club (~600 locations)

Walmart Neighborhood Market (~700 locations)

Murphy USA (1,400+ locations)

Anywhere Mastercard is accepted (only the Walmart Credit Card)

So, you can use the Walmart® Store Card at five types of merchants. But you’re out of luck everywhere else. If you have the Capital One Walmart Rewards® Mastercard®, though, you’ll be able to use your card pretty much everywhere that takes credit in over 210 countries and territories. You’ll need fair credit to get either card.

Both cards give you 2 - 5 points per $1 on Walmart.com & in the Walmart app, including pickup and delivery. The major difference between the two is that you can use the Walmart Credit Card, and earn 2% on restaurants and travel and 1% everywhere else Mastercard is accepted.

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