Here’s how to use your Walmart credit card without the card:
When you’re first approved: You don’t have to wait for the card to arrive. When you’re approved for a Walmart credit card, you’ll get a temporary number to use for Walmart purchases, which will post to your normal account. In fact, you’ll get a $25 statement credit if you spend $25 at Walmart the day you’re approved.
With the Walmart app. Download it for free from iTunes or Google Play, then hit the “Payment” banner at the bottom of the screen. From there, you’ll be able to link your credit card or temporary card number. You can then scan the QR code in the app at checkout to pay using your Walmart credit card without the card.
Online. You don’t need the physical card as long as long as you have the number, expiration date and security code. Keep in mind that Walmart.com is the only website the store card works on. And if you only have a temporary card, you can’t use it online. You’ll have to wait to get the information off your actual card when it arrives.
If you get a Walmart credit card, you should really consider downloading the mobile app as well. It’s free and can save you some trouble if you forget your card. Again, Walmart won’t be able to look up your account in store. So if you don’t have the app, you’ll have to either pay cash or leave empty-handed.
Yup! If you get their Walmart mobile app (which is for iOS and Android), you can just enter your card details there. They've got a pay function in it, so you can just scan the code that you see at the register. Obviously, you'll get a receipt and everything, it's all legit, and you can use the app with other cards as well.
There are a few ways to get Walmart credit card cash back. You can get cash back at the register in Walmart. You’ll get a $25 cash reward just for signing up and spending $25. And you’ll also get cash back on every purchase you make. All of that goes for both the … read full answerWalmart Store Card and the Walmart Mastercard. But you can only get a cash advance at an ATM with the Walmart Mastercard.
Here’s how to get Walmart credit card cash back:
At the register. You can withdraw up to $100 in cash when you spend any amount at Walmart. It’s treated like a purchase, not a cash advance, so it’s not quite as expensive.
At signup. When you get a Walmart credit card and spend $25 at Walmart on the same day, you’ll get a $25 statement credit.
On purchases. You get 3% cash back on Walmart.com purchases, 2% on Murphy USA and Walmart gas, and 1% on everything else.
At an ATM. The Walmart Mastercard allows you to withdraw up to $200 at a time from an ATM (monthly limit listed on your statement). But there’s a fee and a high interest rate, so it’s not ideal.
The best way to get Walmart credit card cash back is definitely to earn it by using your card. You save quite a bit on Walmart.com purchases, in particular. And if you need cold, hard cash rather than a statement credit, be sure to get it at the register rather than an ATM.
I got approved for a Walmart credit card with a 530 credit score. I did not think I would get approved. Not only did I get approved for the store card but I got approved for the Mastercard.
This is my first credit card besides the Fingerhut card. I could never get approved for a Synchrony or Comunity Bank card. But Walmart switched to Capital One so I just tried.… read full answer
I think it was hard for me to get credit cards because I don't have any established credit but I don't have bad credit either. I'm so glad Capital One took a chance with me. If Synchrony and Comenity Bank give me offers I'm not going to accept them lol. My loyalty is Capital One!!!
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