Here’s how to use your Walmart Credit Card without the card:
When you’re first approved: You don’t have to wait for the card to arrive. When you’re approved for a Walmart Credit Card, you’ll get a temporary number to use for Walmart purchases, which will post to your normal account.
With the Walmart app. Download the app for free from the App Store or Google Play, then hit the “Payment” banner at the bottom of the screen. From there, you’ll be able to link your credit card or temporary card number. You can then scan the QR code in the app at checkout to pay using your Walmart credit card without the card.
Online. You don’t need the physical card as long as long as you have the number, expiration date and security code. Keep in mind that Walmart.com is the only website the Walmart® Store Card works on. And if you only have a temporary card, you can’t use it online. You’ll have to wait to get the information off your actual card when it arrives.
If you get a Walmart Credit Card, you should really consider downloading the mobile app as well. It’s free and can save you some trouble if you forget your card. Again, Walmart won’t be able to look up your account in store. So, if you don’t have the app, you’ll have to either pay cash or leave empty-handed.
Yup! If you get their Walmart mobile app (which is for iOS and Android), you can just enter your card details there. They've got a pay function in it, so you can just scan the code that you see at the register. Obviously, you'll get a receipt and everything, it's all legit, and you can use the app with other cards as well.
Yes, you can get cash back from a Walmart Credit Card simply by making purchases with your card. This is the case for both the Walmart Credit Card and the Walmart® Store Card. The only difference between these two is that the Walmart® Store Card can only be used at Walmart stores, Walmart.com, Sam’s Club, and its associated gas stations. The Walmart Credit Card on the other hand can be used anywhere Mastercard is accepted.… read full answer
More specifically, the Walmart Credit Card gives 5% cash back in Walmart stores using Walmart Pay for the first 12 months, 5% back on Walmart.com purchases, 2% back at Walmart stores and fuel stations, 2% back on restaurant and travel purchases, and 1% back on all other purchases.
With the Walmart® Store Card you get 5 points per $1 spent (5% back) in Walmart stores when you use Walmart Pay for the first 12 months, 5 points (5% back) on Walmart.com purchases, and 2 points (2% back) at Walmart stores, Walmart & Murphy USA Fuel Stations.
So, the best way to get Walmart Credit Card cash back is definitely to earn it by using your card for Walmart purchases.
It is not very hard to get a Walmart Credit Card. Walmart has credit card offerings for people with fair credit or better. There are two Walmart credit cards: the Walmart® Store Card that can only be used at Walmart, and the Walmart Credit Card which can be used anywhere Mastercard is accepted.… read full answer
Both cards accept applicants with fair credit, so a score of 640 or higher. Requirements also include being a U.S. resident and at least 18 years of age to get either card. You’ll also want to have a steady income, although Walmart doesn’t release specific income requirements. As with most credit cards, the higher your income and the lower your existing debt, the better your chances will be for approval.
Here’s how to get a Walmart Credit Card:
The application process is simple and can be completed online or in store. Regardless of where you fill it out, the application is the same. It asks for your name and address, phone number, Social Security Number, and your annual net income.
Here’s how to find out if you’ve been approved for a Walmart Credit Card:
You can check the status of your Walmart Credit Card application at any time by calling Walmart Credit Services. If your application is approved, you will receive your new card in the mail in 7-10 business days later.
If you don’t get approved for a Walmart Credit Card, don’t worry. There are plenty of other credit cards for people with fair credit, no credit and even bad credit. If you’re trying to build, or rebuild, your credit, secured cards are an excellent option, as they’re easier to get approved for thanks to the required security deposit. Regardless of what card you decide on, be sure to make all of your payments on time and use your credit card responsibly. That way, your credit score will go up and you’ll have better chances of being approved for the top credit cards you want.
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