Here’s how to use your Walmart credit card without the card:
When you’re first approved: You don’t have to wait for the card to arrive. When you’re approved for a Walmart credit card, you’ll get a temporary number to use for Walmart purchases, which will post to your normal account. In fact, you’ll get a $25 statement credit if you spend $25 at Walmart the day you’re approved.
With the Walmart app. Download it for free from iTunes or Google Play, then hit the “Payment” banner at the bottom of the screen. From there, you’ll be able to link your credit card or temporary card number. You can then scan the QR code in the app at checkout to pay using your Walmart credit card without the card.
Online. You don’t need the physical card as long as long as you have the number, expiration date and security code. Keep in mind that Walmart.com is the only website the store card works on. And if you only have a temporary card, you can’t use it online. You’ll have to wait to get the information off your actual card when it arrives.
If you get a Walmart credit card, you should really consider downloading the mobile app as well. It’s free and can save you some trouble if you forget your card. Again, Walmart won’t be able to look up your account in store. So if you don’t have the app, you’ll have to either pay cash or leave empty-handed.
Yup! If you get their Walmart mobile app (which is for iOS and Android), you can just enter your card details there. They've got a pay function in it, so you can just scan the code that you see at the register. Obviously, you'll get a receipt and everything, it's all legit, and you can use the app with other cards as well.
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