Can I use my Walmart Store Card anywhere? This question is about the Walmart® Store Card

Can I use my Walmart Store Card anywhere?

Answer Question Report Abuse

This question is about the Walmart® Store Card

John Kaves, Member

@johnkaves • 03/18/22 This answer was first published on 03/18/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

No, you cannot use your Walmart® Store Card everywhere; you can only use this card at Walmart stores, Walmart.com, Sam's Club, their associated gas stations, and Walmart & Murphy USA fuel stations.

On the other hand, the Capital One Walmart Rewards® Mastercard® (i.e. the one with the Mastercard logo on it) can be used anywhere Mastercard is accepted.

Answer Question

People also ask

What are the Walmart Credit Cards requirements for approval?

The Walmart credit card requirements for approval include being 18+ years old and having a credit score of at least 640. Walmart credit card applicants also need a monthly income that’s at least $425 more than their monthly housing payment, a valid SSN or Tax ID number, and a physical U.S. address. P.O. boxes do not qualify.… read full answer

There are a few other account and application requirements, too. For instance, an applicant is not eligible for Walmart credit card approval if they are past due or over the credit limit on any Capital One credit card account, or if they’ve submitted a Capital One credit card application twice or more in the past 30 days. Capital One issues both the Walmart Store Credit Card and the Walmart Rewards Mastercard.

Finally, it’s important to note that when you apply for a Walmart credit card, you will be automatically considered for the Walmart Rewards Mastercard, which requires fair credit (a 640+ credit score) for approval. But if Capital One is unable to approve your application, they’ll consider you for the Walmart Store Card instead. The Walmart Store Card shares many of the same features as the Mastercard, except the Store Card can only be used to make Walmart purchases.

show less

Can you get cash back from a Walmart credit card?

Yes, you can get cash back from a Walmart Credit Card simply by making purchases with your card. This is the case for both the Walmart Credit Card and the Walmart® Store Card. The only difference between these two is that the Walmart® Store Card can only be used at Walmart stores, Walmart.com, Sam’s Club, and its associated gas stations. The Walmart Credit Card on the other hand can be used anywhere Mastercard is accepted.… read full answer

More specifically, the Walmart Credit Card gives 5% cash back in Walmart stores using Walmart Pay for the first 12 months, 5% back on Walmart.com purchases, 2% back at Walmart stores and fuel stations, 2% back on restaurant and travel purchases, and 1% back on all other purchases.

With the Walmart® Store Card you get 5 points per $1 spent (5% back) in Walmart stores when you use Walmart Pay for the first 12 months, 5 points (5% back) on Walmart.com purchases, and 2 points (2% back) at Walmart stores, Walmart & Murphy USA Fuel Stations.

So, the best way to get Walmart Credit Card cash back is definitely to earn it by using your card for Walmart purchases.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.