Yes, you can buy gift cards with a Target Credit Card along with anything else Target sells online or in-store. You just can’t use your Target Credit Card to make purchases outside of Target.
Just keep in mind that the Target Credit Card’s 5% discount offered online and in-store does not apply to Target gift cards, prepaid cards, Game On, Gift of College and lottery gift cards. Also, gift cards cannot be used to apply payments towards a Target Credit Card. Nor can you use a Target gift card to buy another gift card.
Yes, you can get cash back with your Target Credit Card. More specifically, the Target Credit Card offers a 5% discount at Target and Target.com.
Having said that, it is also worth noting that you cannot do a cash advance with the Target Credit Card, unless it has been upgraded to a Mastercard. To use your card at an ATM, you’ll need a PIN, which you can set up and manage on Target’s website; Just log in on the … read full answerTarget Credit Card page and then click on the “Easy Activation and Card Management” tab.
Yes, you can buy gift cards with a credit card instead of cash or debit at some retailers but not others. For example, you can buy gift cards with a credit card at Walmart, Target and Amazon.com but not at Giant or Harris Teeter. Many stores don’t allow it because buying gift cards with counterfeit or stolen credit cards is a common practice. On that note, you may earn rewards when buying gift cards with a credit card, but if you use the money from those same gift cards to pay your credit card bill, you could lose your account due to rewards abuse.… read full answer
What You Should Know About Buying Gift Cards With a Credit Card
A store may or may not allow it. It depends on how confident they are in their fraud protection.
Retailers where you can buy gift cards with your credit card include Amazon, Target, Walmart, The Home Depot, Walgreens, CVS, Simon Malls and GiftCards.com.
Some stores where you can’t buy gift cards with a credit card include Giant, Save Mart and Harris Teeter.
Your issuer may or may not let you earn rewards for gift card purchases. For example, gift cards aren’t eligible for rewards on any American Express cards. But if you do get rewards from gift cards, you can’t turn those gift cards into cash and use the money to pay your bill.
Many credit card rewards programs allow you to redeem your points or miles for gift cards, so that’s another avenue to get them with your credit card.
As more stores update their credit card security measures, you’ll probably see more and more places that let you buy gift cards with a credit card. But it’s always good to ask in-store before checking out, so you don’t end up being surprised.
No, you cannot use the Target Credit Card anywhere. The Target Credit Card, also known as the Target RedCard, can only be used at Target stores, online at target.com, or through the Target mobile app because it is a store credit card.
On the other hand, the Target Mastercard credit card can be used anywhere Mastercard is accepted. The Target Mastercard is no longer available to new applicants, though.… read full answer
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