Yes, you can get approved for a credit card with no credit history, as long as you are at least 18 years old and you have enough income to afford monthly bill payments. Credit cards you can get approved for with no credit experience include student credit cards, secured credit cards, and select unsecured credit cards.
Best Credit Cards You Can Get With No Credit History
The best way to get approved for a credit card with no credit history is to compare offers for cards designed for people with no credit or bad credit, then apply for the best deal online. You should get a decision nearly instantly, and you’ll likely get your card within 7 to 10 days if you’re approved.
No, there aren’t any no limit credit cards. All credit cards have some sort of limit at the end of the day. No credit card gives cardholders unlimited purchasing power. The closest thing to no-limit credit cards are no preset spending limit cards, which are essentially cards with no specified spending capacity. With these cards, issuers will determine your purchasing power on a rolling basis, depending on a number of factors, including your balances and payment history.… read full answer
The most exclusive no preset spending limit cards are rare and difficult to get ahold of, but they offer some of the best and most extravagant rewards for cardholders. From complimentary personal shoppers to private jet rides, these cards are the best of the best, and come with fees to match.
Here are some of the best No Preset Spending Limit credit cards:
The American Express Platinum card gives cardholders and eligible guests access to well over 1,200 airport lounges around the world as part of the American Express Global Lounge Collection. This card has a $695 annual fee.
The Amex Gold card is a premium card that gives bonus rewards on travel, U.S. supermarket and restaurant spending (plus takeout and delivery in the U.S.). This card has a $250 annual fee.
If you’re not invited, or don’t meet the prerequisites to apply for a no preset limit card, there are still plenty of high-limit cards for you to choose from. Also, remember that, even if you can’t get an unlimited spending limit, you can always request a higher credit limit.
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