This card was specifically designed for students who are just about to start building their credit history. You might have to deal with higher interest rates, though, as the Bank of America Travel Rewards for Students card determines the APR based on creditworthiness. However, the rewards and its $0 annual fee make up for it.
Having said that, it is also worth noting that applicants who have already established a credit history would need at least fair (640+) credit to get this card.
However, your credit score isn’t the only thing the issuer takes into account while considering your application. Various other factors like your credit history, income and any debts you might have will also affect the outcome.
Your Bank of America credit card approval odds are best if you have a credit score of 750 or higher. Most Bank of America credit cards require excellent credit for approval. You can also check for Bank of America pre-approval to get a better sense of your BofA credit card approval odds.… read full answer
The Bank of America credit card with the highest approval odds is the Bank of America Custom Cash Secured Card, which you can get with bad credit. If you're in college, there's a very good chance you'll be approved for one of the Bank of America student cards.
Here's what you need for good Bank of America credit card approval odds:
In general, your chances of being approved for a Bank of America credit card depend on your credit standing, income and debt, as well as which card you apply for.
Bank of America will also consider things like your employment status and how many credit accounts you have open. All applicants need to be at least 18 years old and U.S. residents. Non-resident aliens are eligible for certain credit card offers at local Bank of America financial centers.
How to increase your Bank of America credit card approval odds:
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