Can you get approved for Capital One Journey with no credit?

This question is about the Journey® Student Rewards from Capital One®

WalletHub, Financial Company

@WalletHub 01/30/20 First posted on 03/22/16
Last reviewed on 01/30/20

You can get approved for the Capital One Journey with no credit. This card was designed primarily for students, so limited or no credit history shouldn’t be an issue if you have an active college or university email address.

Credit card companies tend to be rather generous with students relative to other applicants with similar credit profiles, as students have above-average earning potential and decades of financial needs ahead of them.

All a student must do to qualify is to demonstrate the independent income or assets needed to pay at least their minimum monthly bill (usually around $10 for student cards). However, if that’s not possible, it’s worth looking into having a parent co-sign.

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