You can pay tolls with a credit card if you have an E-ZPass, SunPass or other equivalent. And depending on where you’re driving, an attendant in the booth may let you swipe your credit card, or an automatic camera may take a picture of your license plate and bill you later.
Using a pass is probably the most common method, not to mention the most convenient. But we’ll cover all three options in greater detail below.
Here’s how to pay a toll with a credit card:
- You can only pay tolls with a credit card directly on some roads. They include the Pennsylvania Turnpike, Ohio Turnpike, Rhode Island Turnpike and San Diego South Bay Expressway. And you’ll need to go to one with a person inside.
- Some toll roads won’t have anyone stop to pay. They’ll simply scan your license plate and bill you by mail later. You can pay that charge with a credit card if you like.
- Systems like E-ZPass (16 states) and SunPass (Florida) use electronic sensors on toll booths to automatically bill a prepaid account. You can fund such an account with a credit card.
So while you can’t avoid paying cash at every toll booth, many locations will let you use a credit card, whether it’s prepaid with E-Z Pass, right when you pass through or a little bit later by mail. If you find yourself at a cash-only booth without any money to pay, it’s usually not a big deal. Just tell the attendant you don’t have cash, and they’ll take down your information to bill you by mail. But you probably will end up having to pay a small penalty fee later, in addition to the cost of your toll.
One of the best credit cards to pay tolls with is Chase Sapphire Preferred® Card. Tolls count as a travel cost, so you’ll be able to get extra points. The same is true of Capital One Venture Rewards Credit Card's miles.