The best wedding credit cards are Chase Sapphire (big initial bonus and high limit), Capital One Venture (good travel rewards for the honeymoon), Citi Double Cash (consistent cash back) and Amex Everyday (0% financing). In other words, there are a lot of great wedding credit cards available, and the best one for you personally depends on how you plan to use it. You could pick a rewards card to get some of your money back or earn a vacation. Or you could choose a card with a 0% intro APR for extra time to pay off the party without interest.
Here are the best wedding credit cards:
80,000 points, worth $1,000 in travel, for spending $4,000 in the first 3 months. 2 points per $1 spent on travel and dining, 1 on everything else. 1:1 point transfer to 13 airline and hotel loyalty programs. $95 annual fee. $5,000 minimum credit limit. Requires good credit.
50,000 bonus miles, worth $500 toward travel, for spending $3,000 in the first 3 months. 2 miles / $1 on all purchases. $95 annual fee. $5,000 minimum credit limit. Requires good credit.
2% Cash Back on all purchases, 1% when you buy and 1% when you pay. Introductory APR on balance transfers of 0% for 18 months, with a 3% (min $5) balance transfer fee. $0 annual fee. $500 minimum credit limit. Requires good credit.
Introductory APR on purchases of 0% for 15 months. 10,000 bonus points for spending $1,000 in the first 3 months. 2 points per $1 on your first $6,000 per year at supermarkets, 1 point / $1 everywhere else. 20% more points when you use your card 20 or more times in a billing cycle. $0 annual fee. No minimum credit limit listed. Requires good credit.
All of the best options for wedding credit cards require good or better credit, but if you have fair/limited credit you could always go for something like Capital One QuicksilverOne, for 1.5% Cash Back on everything. For bad credit, try Discover it Secured, which offers 1 - 2% Cash Back.
You should just always consider what portion of the card’s credit line you’re using up, as utilization over 30% can hurt your credit score. So, you may want to make charges and pay them off throughout the month so you can keep spending more. Congrats on the wedding!