You can cancel your Amazon.com Store Card online or by phone at (866) 634-8379. To cancel your Amazon.com Store Card online, log in to your account and go to the “Services” tab. From there, click on “Close Account” and confirm.
Enter your account or card number when prompted to verify your identity.
Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel.
The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. In addition, you will forfeit any unused cash back rewards points, so be sure to redeem them before you cancel the card. You will also need to update the payment method for any recurring charges linked to your Amazon.com Store Card card.
Yes, closing credit cards can hurt your credit score in the short term, depending on how old the accounts are and how much other credit you have. But canceling a credit card account might also benefit your credit score in the long run if you manage the rest of your finances better as a result of having one fewer account to worry about.
You can estimate the effect of canceling a credit card on...
Yes, the Amazon.com Store Card does affect your credit score, but the exact impact depends on how you use the card. If you make payments on time and keep your credit utilization low, your score should increase, but it will decrease if you don’t.
In addition, applying for the card has a small negative effect on your credit, and closing the card can hurt your score as well. If you want to estimate how the Amazon.com Store Card might affect your credit...
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